May, 2022 - Going Green
Fayette County – Switching to an eco-friendlier lifestyle can have positive impacts on more than just your health, your home could benefit as well.
Installing solar panels is an investment that generally offers strong returns, but if you are looking for less costly ways to be more green, there are a few easy ways to update your home.
“When buying new lightbulbs, purchase LED ones. They last longer and can help cut your electric bill too,” said Fayette Board of REALTORS® President Lisa Myers. “When it is time to update appliances in your home, look for the Energy Star label, which ensures that the product is energy-efficient and water-efficient.”
Adding a smart thermostat is a reasonably priced option that can help households save money and reduce excessive energy use. Research shows they can reduce heating bills by up to 12%. It can also be helpful to ensure that your home is property insulated.
There are free ways to help the planet and save on bills too. If you aren’t recycling already, set aside a bin to collect your plastic, glass and other eligible items. Get in the habit of turning lights off when you leave a room and unplugging things that aren’t in use. Keeping reusable bags in your car makes it less likely you will forget them and while you’re at, plan to run all of your errands at first instead of going back and forth.
“Making an investment in green products generally pays off, but it doesn’t mean you have to spend a fortune,” she added. “Just making small changes in your daily life can have a huge impact.”
Eating less meat, walking instead of driving and buying local can also contribute to a more eco-friendly lifestyle.
The Fayette Board of Realtors® is the voice of real estate in Fayette County.
Installing solar panels is an investment that generally offers strong returns, but if you are looking for less costly ways to be more green, there are a few easy ways to update your home.
“When buying new lightbulbs, purchase LED ones. They last longer and can help cut your electric bill too,” said Fayette Board of REALTORS® President Lisa Myers. “When it is time to update appliances in your home, look for the Energy Star label, which ensures that the product is energy-efficient and water-efficient.”
Adding a smart thermostat is a reasonably priced option that can help households save money and reduce excessive energy use. Research shows they can reduce heating bills by up to 12%. It can also be helpful to ensure that your home is property insulated.
There are free ways to help the planet and save on bills too. If you aren’t recycling already, set aside a bin to collect your plastic, glass and other eligible items. Get in the habit of turning lights off when you leave a room and unplugging things that aren’t in use. Keeping reusable bags in your car makes it less likely you will forget them and while you’re at, plan to run all of your errands at first instead of going back and forth.
“Making an investment in green products generally pays off, but it doesn’t mean you have to spend a fortune,” she added. “Just making small changes in your daily life can have a huge impact.”
Eating less meat, walking instead of driving and buying local can also contribute to a more eco-friendly lifestyle.
The Fayette Board of Realtors® is the voice of real estate in Fayette County.
April, 2022 - Fair Housing Month
Fayette County – April marks Fair Housing Month, in which Realtors® across the country recommit to fair and equitable treatment for all homebuyers and renters.
The federal Fair Housing Act, which was passed in April 1968, protects the rights of those searching to rent or buy a home by banning discrimination in housing-related transactions based on seven protected classes: race, color, national origin, religion, sex, disability and familial status. Additionally, the Pennsylvania Human Relations Act protects against housing discrimination in the commonwealth and includes two additional protected classes: age (over 40) and users, handlers or trainers of assistance animals for persons with disabilities.
“Treating clients fairly is something Realtors® subscribe to with the National Association of Realtors® Code of Ethics, and in fact, our Code of Ethics also prohibits discrimination against clients based on sexual orientation and gender identity” said Fayette Board of REALTORS® President Lisa Myers. “It is not something we take lightly. We believe everyone has the right to choose where they want to live and we’re committed to being honest and impartial when it comes to fair housing and upholding the law.”
Fair housing extends well beyond working with your Realtor®. Discrimination has happened with mortgage lenders, appraisers and homeowners’ insurance when someone is treated differently due to their race, color, national origin, religion, sex, disability or familial status. “Redlining” is also a form of discrimination when banks and insurance companies deny services to residents of certain areas based on the race or national origin of the residents in the neighborhood where their homes are located.
“Being treated fairly when going through the homebuying or renting process is of utmost importance,” she added. “Seeking different professional opinions is a good way to confirm you are getting a fair treatment.”
If consumers believe they have experienced a fair housing issue, they should contact the Pennsylvania Human Relations Commission at phrc.pa.gov.
The Fayette Board of REALTORS® is the voice of real estate in Fayette County
The federal Fair Housing Act, which was passed in April 1968, protects the rights of those searching to rent or buy a home by banning discrimination in housing-related transactions based on seven protected classes: race, color, national origin, religion, sex, disability and familial status. Additionally, the Pennsylvania Human Relations Act protects against housing discrimination in the commonwealth and includes two additional protected classes: age (over 40) and users, handlers or trainers of assistance animals for persons with disabilities.
“Treating clients fairly is something Realtors® subscribe to with the National Association of Realtors® Code of Ethics, and in fact, our Code of Ethics also prohibits discrimination against clients based on sexual orientation and gender identity” said Fayette Board of REALTORS® President Lisa Myers. “It is not something we take lightly. We believe everyone has the right to choose where they want to live and we’re committed to being honest and impartial when it comes to fair housing and upholding the law.”
Fair housing extends well beyond working with your Realtor®. Discrimination has happened with mortgage lenders, appraisers and homeowners’ insurance when someone is treated differently due to their race, color, national origin, religion, sex, disability or familial status. “Redlining” is also a form of discrimination when banks and insurance companies deny services to residents of certain areas based on the race or national origin of the residents in the neighborhood where their homes are located.
“Being treated fairly when going through the homebuying or renting process is of utmost importance,” she added. “Seeking different professional opinions is a good way to confirm you are getting a fair treatment.”
If consumers believe they have experienced a fair housing issue, they should contact the Pennsylvania Human Relations Commission at phrc.pa.gov.
The Fayette Board of REALTORS® is the voice of real estate in Fayette County
March, 2022 - Preparing your home for spring
Fayette County – With spring around the corner, it’s time to get your home ready for the warmer weather.
As snow and ice continue to melt, it’s important to check and clean your gutters for debris. Clogged gutters can lead to roof leaks and other structural damages. It can be a messy job, so dress appropriately, using rubber gloves, a long-sleeve shirt and sturdy pants before you climb that ladder.
While you are outside, use the opportunity to clean your exterior windows, which are probably fairly dirty from the winter weather. If you have outdoor furniture, it’s time to bring it out from the shed and clean it for springtime use.
Check the vents along your property as well, looking for any damage or issues that need corrected.
“Get your lawn supplies ready,” said Fayette Board of REALTORS® President Lisa Myers. “Have your lawn mower serviced and get a head start on any landscaping, like fertilizing your yard, planting shrubs or bushes and cleaning up any leftover leaves.”
Spring is also a good time to check your smoke and carbon monoxide detectors to make sure they are working and don’t need fresh batteries.
Filters also need to be replaced. Check your HVAC system to see if any need to be changed, as well as your refrigerator water filter.
“They call it spring cleaning for a reason,” said Myers. “Take this time to declutter, freshen up and get your home ready. Regular home maintenance adds about 1% per year to the value of a home, while not maintaining a home can decrease the value by 3% per year, according to a study from the University of Connecticut and Syracuse University, so let that be your motivation.”
The Fayette Board of REALTORS® is the voice of real estate in Fayette County!
As snow and ice continue to melt, it’s important to check and clean your gutters for debris. Clogged gutters can lead to roof leaks and other structural damages. It can be a messy job, so dress appropriately, using rubber gloves, a long-sleeve shirt and sturdy pants before you climb that ladder.
While you are outside, use the opportunity to clean your exterior windows, which are probably fairly dirty from the winter weather. If you have outdoor furniture, it’s time to bring it out from the shed and clean it for springtime use.
Check the vents along your property as well, looking for any damage or issues that need corrected.
“Get your lawn supplies ready,” said Fayette Board of REALTORS® President Lisa Myers. “Have your lawn mower serviced and get a head start on any landscaping, like fertilizing your yard, planting shrubs or bushes and cleaning up any leftover leaves.”
Spring is also a good time to check your smoke and carbon monoxide detectors to make sure they are working and don’t need fresh batteries.
Filters also need to be replaced. Check your HVAC system to see if any need to be changed, as well as your refrigerator water filter.
“They call it spring cleaning for a reason,” said Myers. “Take this time to declutter, freshen up and get your home ready. Regular home maintenance adds about 1% per year to the value of a home, while not maintaining a home can decrease the value by 3% per year, according to a study from the University of Connecticut and Syracuse University, so let that be your motivation.”
The Fayette Board of REALTORS® is the voice of real estate in Fayette County!
February, 2022 - Finding a home in today’s market
Fayette County – You’ve made the decision that it’s time to buy a home.
Whether you are ready to take the step from renting to buying, are looking to downsize or are looking for more space for an expanding family and remote work, the process can be overwhelming.
First, decide what type of property you want and what features are important. Is an at-home office a must? Will a ranch home help you age in place? Is an updated kitchen a necessity? The characteristics that are non-negotiables should be part of your first talks you have with your Realtor®.
Relatedly, what features are you flexible on? Is a big backyard a benefit but not a must? Can your ideal location expand five miles?
“Determining what you want in a home is a valuable tool to starting the process,” said Fayette Board of REALTORS® President Lisa Myers. “However, in today’s market, buyers must be flexible and willing to compromise.”
Take the time to peruse online listings on a site like Realtor.com®. See what is available in the community and what your budget allows.
Talk with your Realtor® and be ready to move quickly when you find your dream home.
“In today’s market, inventory moves quickly. It’s important to be prepared to buy, including a preapproval for a mortgage, engaging with a Realtor® and being proactive when homes come on the market,” said Myers.
The Fayette Board of Realtors® is a professional association that serves approximately 132 members, banks, home inspectors, attorneys & title companies in
Fayette County and the surrounding areas.
Whether you are ready to take the step from renting to buying, are looking to downsize or are looking for more space for an expanding family and remote work, the process can be overwhelming.
First, decide what type of property you want and what features are important. Is an at-home office a must? Will a ranch home help you age in place? Is an updated kitchen a necessity? The characteristics that are non-negotiables should be part of your first talks you have with your Realtor®.
Relatedly, what features are you flexible on? Is a big backyard a benefit but not a must? Can your ideal location expand five miles?
“Determining what you want in a home is a valuable tool to starting the process,” said Fayette Board of REALTORS® President Lisa Myers. “However, in today’s market, buyers must be flexible and willing to compromise.”
Take the time to peruse online listings on a site like Realtor.com®. See what is available in the community and what your budget allows.
Talk with your Realtor® and be ready to move quickly when you find your dream home.
“In today’s market, inventory moves quickly. It’s important to be prepared to buy, including a preapproval for a mortgage, engaging with a Realtor® and being proactive when homes come on the market,” said Myers.
The Fayette Board of Realtors® is a professional association that serves approximately 132 members, banks, home inspectors, attorneys & title companies in
Fayette County and the surrounding areas.
January, 2022 - Is now the time to list your home?
Fayette County – The housing market has been very busy over the past year. Have you been considering listing your home?
If you are looking to downsize after the kids have moved out or looking for more space for your growing family, the winter is a good time to list. There is typically less inventory, meaning buyers are eager for new listings.
“While less inventory is a good thing for sellers, if you are looking to be a buyer as well, make sure you have plans in place,” said Fayette Board of Realtors® President Lisa Myers. “You don’t want to sell your property in three days and realize you have nowhere to go. Make a plan, whether it is to buy, rent or stay with family or friends.”
Interest rates have reached record lows, making buyers more apt to want to buy now, as they are expected to rise this year. So now is an opportune moment to list.
Talk with your Realtor® and discuss what improvements can be made in your home before it hits the market. It can help save you time in the long run, possibly get you a better price and make your home more attractive to prospective buyers.
“If you are thinking of listing, why wait? The market is ready for more homes, and you may just find your dream next home in the process,” said Myers.
If you are looking to downsize after the kids have moved out or looking for more space for your growing family, the winter is a good time to list. There is typically less inventory, meaning buyers are eager for new listings.
“While less inventory is a good thing for sellers, if you are looking to be a buyer as well, make sure you have plans in place,” said Fayette Board of Realtors® President Lisa Myers. “You don’t want to sell your property in three days and realize you have nowhere to go. Make a plan, whether it is to buy, rent or stay with family or friends.”
Interest rates have reached record lows, making buyers more apt to want to buy now, as they are expected to rise this year. So now is an opportune moment to list.
Talk with your Realtor® and discuss what improvements can be made in your home before it hits the market. It can help save you time in the long run, possibly get you a better price and make your home more attractive to prospective buyers.
“If you are thinking of listing, why wait? The market is ready for more homes, and you may just find your dream next home in the process,” said Myers.
December, 2021 - Keys to selling during the holidays
Fayette County – The holidays can be a great time to sell your home.
While the spring is usually known as the best time to sell your home, listing your home during the festive time of year can be very beneficial, as there is usually less inventory on the market. Sprucing up your home for the holidays may attract the perfect buyer.
“If you typically decorate for the holidays, put your tree up or place your menorah in the front window,” said Fayette Board of REALTORS® President Laurie Hensel. “While you don’t want your home to appear cluttered, a few festive touches will add warmth to your home. It can help buyers picture what their future holidays could look like in the property.”
Winter months can bring hazardous weather, so it’s important to keep your property safe for buyers. Shovel snow, clear ice and sprinkle salt. With unpredictable weather, you must be on top of managing your property to make sure no one gets hurt.
Putting up some festive touches outside can add to your curb appeal too. A string of colorful lights or a wreath could make your home look cozier and more inviting.
“As long as you keep it simple and cheerful, listing your tastefully decorated home during the holidays may benefit you greatly,” said Hensel.
While the spring is usually known as the best time to sell your home, listing your home during the festive time of year can be very beneficial, as there is usually less inventory on the market. Sprucing up your home for the holidays may attract the perfect buyer.
“If you typically decorate for the holidays, put your tree up or place your menorah in the front window,” said Fayette Board of REALTORS® President Laurie Hensel. “While you don’t want your home to appear cluttered, a few festive touches will add warmth to your home. It can help buyers picture what their future holidays could look like in the property.”
Winter months can bring hazardous weather, so it’s important to keep your property safe for buyers. Shovel snow, clear ice and sprinkle salt. With unpredictable weather, you must be on top of managing your property to make sure no one gets hurt.
Putting up some festive touches outside can add to your curb appeal too. A string of colorful lights or a wreath could make your home look cozier and more inviting.
“As long as you keep it simple and cheerful, listing your tastefully decorated home during the holidays may benefit you greatly,” said Hensel.
October, 2021 - Preparing Your Home for Winter
Fayette County – Even though it feels like football season just started and the leaves are only now falling, it’s time to get your home ready for those winter months.
Start outside. Clean out your gutters to prevent any debris from freezing and potentially causing damage to your roof in the colder months. It’s also a good time to pick up around your yard and clean up any leaves, sticks or overgrown bushes.
“Inside, you will want to have your furnace checked and serviced, if needed,” said Fayette Board of REALTORS® President Laurie Hensel. “You don’t want to find out on the first freezing night that it isn’t working properly. This is also a good time to seal your doors and windows from any cracks that may let in cold air and drive up your heating bill.”
Now is also the time to get your safety kit ready. If a big storm knocks out the power for hours or days, would you be ready? You should have boxed and canned food, flashlights or candles for light, blankets and bottled water. Again, you don’t want to wait until an emergency to realize you are unprepared.
Checking your smoke detector and carbon monoxide batteries this time of year is also a good habit to have, as more home fires and carbon monoxide poisoning cases happen in the winter months. Check your fire extinguisher as well, it should have an expiration date on it, so you know when to replace it.
“Don’t forget about your plumbing,” said Hensel. “To prevent frozen pipes, consider insulating pipes near the doors and windows.”
Start outside. Clean out your gutters to prevent any debris from freezing and potentially causing damage to your roof in the colder months. It’s also a good time to pick up around your yard and clean up any leaves, sticks or overgrown bushes.
“Inside, you will want to have your furnace checked and serviced, if needed,” said Fayette Board of REALTORS® President Laurie Hensel. “You don’t want to find out on the first freezing night that it isn’t working properly. This is also a good time to seal your doors and windows from any cracks that may let in cold air and drive up your heating bill.”
Now is also the time to get your safety kit ready. If a big storm knocks out the power for hours or days, would you be ready? You should have boxed and canned food, flashlights or candles for light, blankets and bottled water. Again, you don’t want to wait until an emergency to realize you are unprepared.
Checking your smoke detector and carbon monoxide batteries this time of year is also a good habit to have, as more home fires and carbon monoxide poisoning cases happen in the winter months. Check your fire extinguisher as well, it should have an expiration date on it, so you know when to replace it.
“Don’t forget about your plumbing,” said Hensel. “To prevent frozen pipes, consider insulating pipes near the doors and windows.”
September, 2021 - Open House Safety
Fayette County – Open houses are a great way to let more potential buyers see your home in a short period of time. But you also need to consider that you are letting strangers into your property, and you need to protect yourself and your belongings.
Remove all valuables, such as jewelry and family heirlooms, and store them in a locked closet or safe or with a friend or family member. Medications are another thing to remove, remember to check all your bathrooms for prescriptions you may have forgotten about.
“Your Realtor® will handle working with all of the prospective buyers,” said Fayette Board of REALTORS® President Laurie Hensel. “Your job is to make your house look the best it can be, as well as to protect yourself and your assets.”
Don’t forget about your pets as well. Most pets won’t appreciate all these guests in their home. It also may turn some would-be buyers off. It’s best to find a friend or family member who can house your furry friend until the open house is over.
Storing your personal documents is also something many sellers forget to do. Make sure your birth certificates, social security cards, bank information and so forth are not easily accessible to anyone touring your home. If your open house has a few buyers in at the same time, it’s impossible for your Realtor® to watch everyone intensely, so keep these documents safely stored.
“Hosting an open house can easily lead to your house being sold quickly,” said Hensel. “Just take a few steps to make sure you are protecting yourself and your valuables.”
Remove all valuables, such as jewelry and family heirlooms, and store them in a locked closet or safe or with a friend or family member. Medications are another thing to remove, remember to check all your bathrooms for prescriptions you may have forgotten about.
“Your Realtor® will handle working with all of the prospective buyers,” said Fayette Board of REALTORS® President Laurie Hensel. “Your job is to make your house look the best it can be, as well as to protect yourself and your assets.”
Don’t forget about your pets as well. Most pets won’t appreciate all these guests in their home. It also may turn some would-be buyers off. It’s best to find a friend or family member who can house your furry friend until the open house is over.
Storing your personal documents is also something many sellers forget to do. Make sure your birth certificates, social security cards, bank information and so forth are not easily accessible to anyone touring your home. If your open house has a few buyers in at the same time, it’s impossible for your Realtor® to watch everyone intensely, so keep these documents safely stored.
“Hosting an open house can easily lead to your house being sold quickly,” said Hensel. “Just take a few steps to make sure you are protecting yourself and your valuables.”
July, 2021 - Going Green Can Save Homeowners Money
Fayette County – Going green at home not only helps the environment, but it could save you some money.
Even if you’re not ready to invest in gadgets, there are many budget-friendly options. Have you changed your light bulbs to energy-efficient ones? These types of lightbulbs last longer and use significantly less energy, which will save you on your electric bills.
Turning lights off when leaving a room, opening curtains instead of using a lamp, fixing leaky faucets and unplugging appliances and chargers when not in use are also easy ways to save on your bill.
“A more affordable option to consider is a smart thermostat, which will adjust the temperatures accordingly,” said Fayette Board of REALTORS® President Laurie Hensel. “The thermostat can help save on electric bills, waste less energy and make your house the perfect temperature. And check with your local utilities as some offer a rebate on the purchase and installation of smart thermostats.”
Solar panels are a more costly investment but pay off in the long run. Solar panels are able to generate electricity, saving you big on your electric bills and may be eligible for energy tax credits. Consult with your tax preparer to learn more.
Energy-efficient, Energy Star appliances often cost more on average than appliances that are not Energy Star certified, however you could lower your monthly utility bill.
“Whether you start big or small, just taking a step in the direction of going green is helpful,” said LAST Hensel. “Make a commitment to make your home and life more energy-efficient.”
Even if you’re not ready to invest in gadgets, there are many budget-friendly options. Have you changed your light bulbs to energy-efficient ones? These types of lightbulbs last longer and use significantly less energy, which will save you on your electric bills.
Turning lights off when leaving a room, opening curtains instead of using a lamp, fixing leaky faucets and unplugging appliances and chargers when not in use are also easy ways to save on your bill.
“A more affordable option to consider is a smart thermostat, which will adjust the temperatures accordingly,” said Fayette Board of REALTORS® President Laurie Hensel. “The thermostat can help save on electric bills, waste less energy and make your house the perfect temperature. And check with your local utilities as some offer a rebate on the purchase and installation of smart thermostats.”
Solar panels are a more costly investment but pay off in the long run. Solar panels are able to generate electricity, saving you big on your electric bills and may be eligible for energy tax credits. Consult with your tax preparer to learn more.
Energy-efficient, Energy Star appliances often cost more on average than appliances that are not Energy Star certified, however you could lower your monthly utility bill.
“Whether you start big or small, just taking a step in the direction of going green is helpful,” said LAST Hensel. “Make a commitment to make your home and life more energy-efficient.”
June, 2021 - Getting your house ready for summer
Fayette County – Summer time is on the horizon.
Have you thought about getting your house ready for these warmer months?
Cleaning out your gutters may not be the most glamourous task to tackle, but it’s important after winter weather and spring rain. Leaves and debris will clog up the gutters, leaving them unable to properly drain water. It’s also a good idea to check the roof for any winter damage.
“If you are planning on turning the air conditioner this summer, make sure to check your doors and windows,” said Fayette Board of REALTORS® President Laurie Hensel. “They need to be properly sealed to ensure they are not letting cold air out and hot summer air in. Replacing air conditioner filters is also a good task to complete now.”
The exterior of your home is one of the first things people see. Get out your gardening gloves and do some tidying up and add some plants. Get rid of the dead leaves and trim any overgrown shrubs. Add mulch and pull out any weeds that have sprouted.
“When you’re replacing glass doors or windows with screens, it’s a good idea to clean all of your windows and glass,” said Hensel. “This extra light may even boost your mood if you’re working from your home day in and day out.”
Adding a fresh coat of paint to the front door is also an easy way to improve the curb appeal to your home. Whether you freshen the current color or a new pop of color, this is a simple way to show your home is well cared for.
“For outdoor entertaining, even if it’s just your immediate family, get it ready to go,” she added. “If you have a grill, now is the time to clean it. Bring out the patio furniture and get ready for some summer fun.”
Have you thought about getting your house ready for these warmer months?
Cleaning out your gutters may not be the most glamourous task to tackle, but it’s important after winter weather and spring rain. Leaves and debris will clog up the gutters, leaving them unable to properly drain water. It’s also a good idea to check the roof for any winter damage.
“If you are planning on turning the air conditioner this summer, make sure to check your doors and windows,” said Fayette Board of REALTORS® President Laurie Hensel. “They need to be properly sealed to ensure they are not letting cold air out and hot summer air in. Replacing air conditioner filters is also a good task to complete now.”
The exterior of your home is one of the first things people see. Get out your gardening gloves and do some tidying up and add some plants. Get rid of the dead leaves and trim any overgrown shrubs. Add mulch and pull out any weeds that have sprouted.
“When you’re replacing glass doors or windows with screens, it’s a good idea to clean all of your windows and glass,” said Hensel. “This extra light may even boost your mood if you’re working from your home day in and day out.”
Adding a fresh coat of paint to the front door is also an easy way to improve the curb appeal to your home. Whether you freshen the current color or a new pop of color, this is a simple way to show your home is well cared for.
“For outdoor entertaining, even if it’s just your immediate family, get it ready to go,” she added. “If you have a grill, now is the time to clean it. Bring out the patio furniture and get ready for some summer fun.”
May, 2021 - Beginning your home search
Fayette County – Getting ready to buy a new home is such an exciting time, but where do you even begin?
Sure, you can start on realtor.com®, browsing homes in your dream neighborhood and deciding what your must-haves and dealbreakers are, but what do you do when you decide it’s time to get serious?
First, you want to visit your lender and get preapproved for a mortgage. This allows you to know how much you can afford in your housing search. If you want to make an offer on a home, you must be preapproved for a mortgage, so it is important to do that before you start looking. Next, it’s time to reach out to a Realtor®. A Realtor® guides you through the homebuying process, making it as seamless as possible. If you don’t have a real estate professional, ask friends, family and neighbors for recommendations or check out local Realtors® online by visiting PARealtors.org and clicking “find a Realtor®.”
“In today’s hectic market, homebuying has become more stressful,” said Fayette Board of REALTORS® President Laurie Hensel. “A Realtor® will show you houses that fit your criteria and then you can decide how to proceed, if you want to see the property in person and then make an offer if so desired. They will walk you through everything, step-by-step.”
Throughout the second half of 2020 and most of 2021, many areas have been hit with a lack of inventory, so homes are typically moving very quickly on and off the market.
“When someone decides it is time to buy, they need to be ready,” said Hensel. “The most important things a buyer can do is get preapproved for a mortgage and know their must-have features.”
“Buying a home is one of the biggest financial transactions you will make in your life,” she added. “You should be prepared.”
Sure, you can start on realtor.com®, browsing homes in your dream neighborhood and deciding what your must-haves and dealbreakers are, but what do you do when you decide it’s time to get serious?
First, you want to visit your lender and get preapproved for a mortgage. This allows you to know how much you can afford in your housing search. If you want to make an offer on a home, you must be preapproved for a mortgage, so it is important to do that before you start looking. Next, it’s time to reach out to a Realtor®. A Realtor® guides you through the homebuying process, making it as seamless as possible. If you don’t have a real estate professional, ask friends, family and neighbors for recommendations or check out local Realtors® online by visiting PARealtors.org and clicking “find a Realtor®.”
“In today’s hectic market, homebuying has become more stressful,” said Fayette Board of REALTORS® President Laurie Hensel. “A Realtor® will show you houses that fit your criteria and then you can decide how to proceed, if you want to see the property in person and then make an offer if so desired. They will walk you through everything, step-by-step.”
Throughout the second half of 2020 and most of 2021, many areas have been hit with a lack of inventory, so homes are typically moving very quickly on and off the market.
“When someone decides it is time to buy, they need to be ready,” said Hensel. “The most important things a buyer can do is get preapproved for a mortgage and know their must-have features.”
“Buying a home is one of the biggest financial transactions you will make in your life,” she added. “You should be prepared.”
April, 2021 - Fair Housing Month
Fayette County – The federal Fair Housing Act protects the rights of all Americans by preventing discrimination when people are renting or buying a home. Every April, Realtors® recommit to continuing fair and equitable treatment for everyone in search of a home.
Enacted in 1968, the act bans discrimination in housing-related transactions based on seven protected classes: race, color, national origin, religion, sex, disability and familial status. The Pennsylvania Human Relations Act protects against housing discrimination in the commonwealth and includes two additional protected classes: age (over 40) and users, handlers or trainers of assistance animals for persons with disabilities.
“Realtors® follow a Code of Ethics under the National Association of Realtors®, which means we agree to always fairly treat all clients,” said Fayette Board of REALTORS® President Laurie Hensel. “It is something we take very seriously. We believe everyone has the right to choose where they would like to and can afford to live.”
A person’s home buying experience goes beyond just working with a Realtor®. Discrimination can also happen with mortgage lenders, appraisals and homeowners’ insurance when they treat someone different because of their race, color, national origin, religion, sex, disability, or because they have children in their family. “Redlining” is also a form of discrimination when banks and insurance companies deny services to residents of certain areas based on the race or national origin of the residents in the neighborhood where their homes are located.
“Consumers should seek out different opinions from other companies to ensure they are getting a fair rate,” said Hensel. “Your Realtor® can provide suggestions, as can family and friends.”
“Buying or selling a home is one of the biggest financial decisions of your life,” she added. “Getting treated fairly is of utmost importance. A Realtor’s® job is to ensure that happens.”
If consumers believe they have experienced a fair housing issue, they should contact the Pennsylvania Human Relations Commission at phrc.pa.gov.
The Fayette Board of REALTORS® is the voice for real estate In Fayette County.
Enacted in 1968, the act bans discrimination in housing-related transactions based on seven protected classes: race, color, national origin, religion, sex, disability and familial status. The Pennsylvania Human Relations Act protects against housing discrimination in the commonwealth and includes two additional protected classes: age (over 40) and users, handlers or trainers of assistance animals for persons with disabilities.
“Realtors® follow a Code of Ethics under the National Association of Realtors®, which means we agree to always fairly treat all clients,” said Fayette Board of REALTORS® President Laurie Hensel. “It is something we take very seriously. We believe everyone has the right to choose where they would like to and can afford to live.”
A person’s home buying experience goes beyond just working with a Realtor®. Discrimination can also happen with mortgage lenders, appraisals and homeowners’ insurance when they treat someone different because of their race, color, national origin, religion, sex, disability, or because they have children in their family. “Redlining” is also a form of discrimination when banks and insurance companies deny services to residents of certain areas based on the race or national origin of the residents in the neighborhood where their homes are located.
“Consumers should seek out different opinions from other companies to ensure they are getting a fair rate,” said Hensel. “Your Realtor® can provide suggestions, as can family and friends.”
“Buying or selling a home is one of the biggest financial decisions of your life,” she added. “Getting treated fairly is of utmost importance. A Realtor’s® job is to ensure that happens.”
If consumers believe they have experienced a fair housing issue, they should contact the Pennsylvania Human Relations Commission at phrc.pa.gov.
The Fayette Board of REALTORS® is the voice for real estate In Fayette County.
March, 2021 - Getting your house ready to sell
Fayette County – If you are thinking of putting your home on the market, now is a great time. But where to begin?
First, talk with your Realtor® about what you should improve in your house before it hits the market.
“Your Realtor® looks at your house with a fresh set of eyes. For example, they may recommend painting the living room a neutral color or repairing a leaky faucet,” said Fayette Board of REALTORS® President Laurie Hensel. “These may be small projects that you have been putting off, but they will make your home that much more marketable.”
Now is also the time to start packing or pitching personal mementos, like family photos or trinkets. You want potential buyers to imagine themselves living in your home, and that can be difficult if it’s filled with so much of your personality.
“I always remind buyers that decluttering makes a big difference in how their house is perceived,” she said. “Items in a home should be neutral and minimal.”
Curb appeal is also an important aspect to consider. The outside of your home will make the first impression to buyers.
“Power washing your home can have it sparkling and cleaning up landscaping can really brighten up a property,” she added. “A fresh coat of the paint on the door can make a world of difference. These also give the house of being well maintained.”
Finally, don’t forget to clean your home. Dust the fans, sweep the garage, wash the windows and keep it tidy and smelling clean for all of the showings.
The Fayette Board of REALTORS® is the voice for real estate In Fayette County.
First, talk with your Realtor® about what you should improve in your house before it hits the market.
“Your Realtor® looks at your house with a fresh set of eyes. For example, they may recommend painting the living room a neutral color or repairing a leaky faucet,” said Fayette Board of REALTORS® President Laurie Hensel. “These may be small projects that you have been putting off, but they will make your home that much more marketable.”
Now is also the time to start packing or pitching personal mementos, like family photos or trinkets. You want potential buyers to imagine themselves living in your home, and that can be difficult if it’s filled with so much of your personality.
“I always remind buyers that decluttering makes a big difference in how their house is perceived,” she said. “Items in a home should be neutral and minimal.”
Curb appeal is also an important aspect to consider. The outside of your home will make the first impression to buyers.
“Power washing your home can have it sparkling and cleaning up landscaping can really brighten up a property,” she added. “A fresh coat of the paint on the door can make a world of difference. These also give the house of being well maintained.”
Finally, don’t forget to clean your home. Dust the fans, sweep the garage, wash the windows and keep it tidy and smelling clean for all of the showings.
The Fayette Board of REALTORS® is the voice for real estate In Fayette County.
February, 2021 - How seniors can keep their homes clean
Fayette County– Keeping a clean house can be tough for senior citizens.
If you have been in your house for some time, you have probably accumulated years’ worth of memories that can clutter open space and create possible hazardous conditions.
“Parting with objects that no longer serve a purpose is a good place to start,” said Fayette Board of REALTORS® President Laurie Hensel. “Even if they hold sentimental value, perhaps taking a photograph on your phone will let you always cherish the memories but let go of the object.”
A few quick decluttering tips can help make the process easier: Create a decluttering list, view your home as a first-time visitor and use the four-box method (label them: trash, give away, keep or relocate).
“It’s helpful to start with one room at a time. The garage or a closet is often a good place to start,” she said. “If an item is covered in dust, it’s probably time for it to go.”
With the onset of the coronavirus pandemic, everyone, especially seniors, should make cleanliness a priority.
“The Centers for Disease Control and Prevention recommends cleaning items with soap and water first and then disinfectant,” she said. “Wearing disposable gloves or reusable cleaning gloves is another step to protecting yourself.”
“In addition to wearing a mask and practicing social distancing, keeping a clean house is another way to keep yourself safe,” Hensel added.
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
If you have been in your house for some time, you have probably accumulated years’ worth of memories that can clutter open space and create possible hazardous conditions.
“Parting with objects that no longer serve a purpose is a good place to start,” said Fayette Board of REALTORS® President Laurie Hensel. “Even if they hold sentimental value, perhaps taking a photograph on your phone will let you always cherish the memories but let go of the object.”
A few quick decluttering tips can help make the process easier: Create a decluttering list, view your home as a first-time visitor and use the four-box method (label them: trash, give away, keep or relocate).
“It’s helpful to start with one room at a time. The garage or a closet is often a good place to start,” she said. “If an item is covered in dust, it’s probably time for it to go.”
With the onset of the coronavirus pandemic, everyone, especially seniors, should make cleanliness a priority.
“The Centers for Disease Control and Prevention recommends cleaning items with soap and water first and then disinfectant,” she said. “Wearing disposable gloves or reusable cleaning gloves is another step to protecting yourself.”
“In addition to wearing a mask and practicing social distancing, keeping a clean house is another way to keep yourself safe,” Hensel added.
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
January, 2021 - Home inspections during COVID-19
Fayette County – A home inspection is an important step in the home buying process.
With the COVID-19 pandemic, buyers, sellers, Realtors® and home inspectors have all had to alter the way they do real estate business. How can a home inspection safely take place?
“In the past, the buyer’s Realtor®, the buyer and his or her family would usually attend a home inspection,” said Fayette Board of REALTORS® President Laurie Hensel. “However, in the interest of safety, we are recommending that most of these people do not attend. Instead, ask your home inspector to film the walk-through for the inspection, paying particular attention to any areas that are problematic. A FaceTime call with the inspector after to go over the findings is also a good practice.”
While it may not be ideal, it’s a good compromise for a home inspection, still allowing an inspector to thoroughly examine the property and show the buyer any defects or concerning matters.
“If anyone else must attend the showing, it should be as few people as possible, following state and county guidelines,” she said. “Everyone should be wearing masks, practicing social distancing and washing their hands.”
While buying and selling a home during this time may require a few extra steps, your Realtor® can help safely guide you through.
“Embrace technology for your home inspection to stay safe,” Hensel added.
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
With the COVID-19 pandemic, buyers, sellers, Realtors® and home inspectors have all had to alter the way they do real estate business. How can a home inspection safely take place?
“In the past, the buyer’s Realtor®, the buyer and his or her family would usually attend a home inspection,” said Fayette Board of REALTORS® President Laurie Hensel. “However, in the interest of safety, we are recommending that most of these people do not attend. Instead, ask your home inspector to film the walk-through for the inspection, paying particular attention to any areas that are problematic. A FaceTime call with the inspector after to go over the findings is also a good practice.”
While it may not be ideal, it’s a good compromise for a home inspection, still allowing an inspector to thoroughly examine the property and show the buyer any defects or concerning matters.
“If anyone else must attend the showing, it should be as few people as possible, following state and county guidelines,” she said. “Everyone should be wearing masks, practicing social distancing and washing their hands.”
While buying and selling a home during this time may require a few extra steps, your Realtor® can help safely guide you through.
“Embrace technology for your home inspection to stay safe,” Hensel added.
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
December, 2020 - Buying or Selling a Property in a Pandemic
Fayette County– Both buying and selling have looked a little different for most of this year.
With the COVID-19 pandemic, both buyers, sellers and Realtors® have found themselves completing these transactions in new ways than before. What can you expect if you jump into the home buying or selling process now?
“Many agents are doing things like limiting showings, so virtual tours are becoming more and more popular,” said Fayette Board of REALTORS® President Laurie Hensel. “As a buyer, a virtual tour is an easy way to take an initial look at homes in a new way and easily rule out ones you don’t love and make plans to tour the ones you’re more serious about in person. Some agents are even reporting buyers purchasing homes having never visited in person. As a seller, a virtual tour can limit the number of people who would be coming in and out of your home to tour.”
Inventory in most areas right now is low, which means homes are going quickly and some properties are seeing more than one offer in a short period of time. Additionally, since mortgage rates are historically low, more people are trying to buy now.
“With so much demand, finding a home in today’s market could be difficult and many people may want to rush the process,” she said. “However, it is imperative to take precautions when shopping for homes. Everyone should be wearing masks, social distancing when possible and constantly washing their hands. Agents are also taking additional precautions by limiting the number of people to tour a home and disinfecting surfaces after potential buyers have left the property.”
In these unprecedented times, buying and selling a home is still completely feasible, but consumers should be cautious and follow both the state and the CDC guidelines.
“It’s important for us all to stay safe throughout the home buying and selling process,” Hensel added. “Please wear a mask.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
With the COVID-19 pandemic, both buyers, sellers and Realtors® have found themselves completing these transactions in new ways than before. What can you expect if you jump into the home buying or selling process now?
“Many agents are doing things like limiting showings, so virtual tours are becoming more and more popular,” said Fayette Board of REALTORS® President Laurie Hensel. “As a buyer, a virtual tour is an easy way to take an initial look at homes in a new way and easily rule out ones you don’t love and make plans to tour the ones you’re more serious about in person. Some agents are even reporting buyers purchasing homes having never visited in person. As a seller, a virtual tour can limit the number of people who would be coming in and out of your home to tour.”
Inventory in most areas right now is low, which means homes are going quickly and some properties are seeing more than one offer in a short period of time. Additionally, since mortgage rates are historically low, more people are trying to buy now.
“With so much demand, finding a home in today’s market could be difficult and many people may want to rush the process,” she said. “However, it is imperative to take precautions when shopping for homes. Everyone should be wearing masks, social distancing when possible and constantly washing their hands. Agents are also taking additional precautions by limiting the number of people to tour a home and disinfecting surfaces after potential buyers have left the property.”
In these unprecedented times, buying and selling a home is still completely feasible, but consumers should be cautious and follow both the state and the CDC guidelines.
“It’s important for us all to stay safe throughout the home buying and selling process,” Hensel added. “Please wear a mask.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
November, 2020 - Confirm Online Financial Requests
Fayette County – We do nearly everything online these days.
Browsing property listings on realtor.com® or searching for a Realtor® online are generally safe ways to start your buying or selling journey. However, exercise caution when any finances become involved.
“Real estate cybercrime has unfortunately become more common,” said Fayette Board of REALTORS® President Laurie Hensel. “Hackers can easily create a similar email addresses of a lender or real estate agent, so it may look like one of them is asking you to wire money for your transaction, but it’s actually a scammer.”
It’s important to confirm any kind of financial transaction verbally over the phone with a phone number previously associated with your agent or lender or in-person with your Realtor® or financial representative because once money is wired to a fraudulent account, it’s typically very difficult to recoup.
Consumers should also be cautious about rental or for-sale properties where the “landlord” or “owner” is unable to let you see the property in person, but promises to leave a key and/or paperwork once a payment is received.
“There have been cases of scammers using real listing photos of homes that they have no association with and receiving down payments or the first month’s rent,” she said. “Then when the victim tries to proceed with moving in, they learn they have been scammed.”
If a housing situation seems too good to be true, it probably is. Keep an eye out for red flags or anything that seems fishy. The best way to avoid being scammed in a real estate case is to never wire or send any money until you have verbally confirmed the legitimacy with your real estate professional.
“This is one of the biggest financial transactions of your life,” Hensel added. “Be diligent throughout the whole process.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
Browsing property listings on realtor.com® or searching for a Realtor® online are generally safe ways to start your buying or selling journey. However, exercise caution when any finances become involved.
“Real estate cybercrime has unfortunately become more common,” said Fayette Board of REALTORS® President Laurie Hensel. “Hackers can easily create a similar email addresses of a lender or real estate agent, so it may look like one of them is asking you to wire money for your transaction, but it’s actually a scammer.”
It’s important to confirm any kind of financial transaction verbally over the phone with a phone number previously associated with your agent or lender or in-person with your Realtor® or financial representative because once money is wired to a fraudulent account, it’s typically very difficult to recoup.
Consumers should also be cautious about rental or for-sale properties where the “landlord” or “owner” is unable to let you see the property in person, but promises to leave a key and/or paperwork once a payment is received.
“There have been cases of scammers using real listing photos of homes that they have no association with and receiving down payments or the first month’s rent,” she said. “Then when the victim tries to proceed with moving in, they learn they have been scammed.”
If a housing situation seems too good to be true, it probably is. Keep an eye out for red flags or anything that seems fishy. The best way to avoid being scammed in a real estate case is to never wire or send any money until you have verbally confirmed the legitimacy with your real estate professional.
“This is one of the biggest financial transactions of your life,” Hensel added. “Be diligent throughout the whole process.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
October, 2020 - Time to Prepare Your Home for Winter
Fayette County – While it feels as if we just put away our summer clothes and got out the pumpkins, it’s time to start preparing your home for winter.
“Preparing your house for the winter months now can save you some headaches in the event of an early snowstorm or temperature drop,” said Fayette Board of REALTORS® President Laurie Hensel. “Cleaning the gutters, checking the roof for damages, testing your sump pump and stocking up on rock salt are easy ways to start getting ready.”
If you haven’t yet put away your summer accessories, start covering patio furniture, or putting it into storage and clean grills, lawnmowers and garden supplies.
Homeowners should also check on any chimneys to make sure they are clear, as well as check their insulation. Are there cracks in window frames that can be easily caulked? Now is the time.
“If you haven’t already had your furnace checked, now is the time to do so,” she said. “The last thing you want to do is find out it’s faulty or needs a major repair in the dead of winter.”
It’s a good habit to check your smoke detector and carbon dioxide detector at least once a month, and if you aren’t in that routine yet, now is a good time to start.
“Get ready for that first snowstorm,” Hensel added. “Make sure your shovel is in good condition, your snow blower is working and your boots are in good shape.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
“Preparing your house for the winter months now can save you some headaches in the event of an early snowstorm or temperature drop,” said Fayette Board of REALTORS® President Laurie Hensel. “Cleaning the gutters, checking the roof for damages, testing your sump pump and stocking up on rock salt are easy ways to start getting ready.”
If you haven’t yet put away your summer accessories, start covering patio furniture, or putting it into storage and clean grills, lawnmowers and garden supplies.
Homeowners should also check on any chimneys to make sure they are clear, as well as check their insulation. Are there cracks in window frames that can be easily caulked? Now is the time.
“If you haven’t already had your furnace checked, now is the time to do so,” she said. “The last thing you want to do is find out it’s faulty or needs a major repair in the dead of winter.”
It’s a good habit to check your smoke detector and carbon dioxide detector at least once a month, and if you aren’t in that routine yet, now is a good time to start.
“Get ready for that first snowstorm,” Hensel added. “Make sure your shovel is in good condition, your snow blower is working and your boots are in good shape.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
September, 2020 - Buying or selling during a pandemic
Fayette County – The pandemic has led many people to think about a change in housing, whether that be to a bigger space or even a new town.
“During the COVID-19 pandemic, there are a few things you should consider that you might not have thought of during normal circumstances for selling or buying a home,” said Fayette Board of REALTORS® President Laurie Hensel. “For sellers, perhaps that means talking to your Realtor® about putting a virtual tour of your home online, so more people can view it that way. If people do want to come to the property in person, consider leaving lights on and doors open, so there is less contact for the buyers.”
While Realtors® should be cleaning up after showings, sellers should also take precaution to wipe down often-touched areas after showings.
Buyers should be aware that there is generally less inventory on the market than usual, as some sellers have delayed putting their homes on the market due to the virus.
“It’s a competitive market in most places,” she said. “Buyers should make sure they are preapproved or prequalified for a mortgage, so they can make an offer when they find their dream home.”
“Buyers should be taking as many virtual tours as possible, and only seeing homes in-person when they are serious about buying,” said Hensel. “In today’s market, homes are selling quickly, so it’s important for buyers to work with their Realtor® to keep abreast of what properties have just been listed.”
Technology is key in today’s market. Both buyers and sellers should aim to do as much of the homebuying process online as possible to mitigate possible exposure.
“We’re in unprecedented times,” Hensel added. “Both sellers and buyers should be concerned with their own health, but the homebuying and selling process can be done safely if all parties are careful.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
“During the COVID-19 pandemic, there are a few things you should consider that you might not have thought of during normal circumstances for selling or buying a home,” said Fayette Board of REALTORS® President Laurie Hensel. “For sellers, perhaps that means talking to your Realtor® about putting a virtual tour of your home online, so more people can view it that way. If people do want to come to the property in person, consider leaving lights on and doors open, so there is less contact for the buyers.”
While Realtors® should be cleaning up after showings, sellers should also take precaution to wipe down often-touched areas after showings.
Buyers should be aware that there is generally less inventory on the market than usual, as some sellers have delayed putting their homes on the market due to the virus.
“It’s a competitive market in most places,” she said. “Buyers should make sure they are preapproved or prequalified for a mortgage, so they can make an offer when they find their dream home.”
“Buyers should be taking as many virtual tours as possible, and only seeing homes in-person when they are serious about buying,” said Hensel. “In today’s market, homes are selling quickly, so it’s important for buyers to work with their Realtor® to keep abreast of what properties have just been listed.”
Technology is key in today’s market. Both buyers and sellers should aim to do as much of the homebuying process online as possible to mitigate possible exposure.
“We’re in unprecedented times,” Hensel added. “Both sellers and buyers should be concerned with their own health, but the homebuying and selling process can be done safely if all parties are careful.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
August, 2020 - House Hunting? The Importance of Preapproval or Prequalification if Using a Mortgage
Fayette County – Homes on the real estate market are moving quickly today, and it’s not surprising if a home goes on the market and it’s sold within a week.
“If you are thinking of buying a home, it’s important to talk to a mortgage lender if you are looking to purchase a property using a mortgage,” said Fayette Board of REALTORS® President, Laurie Hensel. “Allowing your lender to examine your finances will give you the opportunity to see what you can afford with a monthly mortgage.”
It should be the first step in learning what you can spend and what price range you should be looking at for your home search. Talk with your Realtor® to determine the best range and where you should be looking for your house.
“You may hear people mentioning getting pre-qualified or pre-approved for a mortgage,” he/she said. “Many lenders use different terms, but it’s best to consult with your Realtor® and lender to ensure you’ve taken steps to put you in the best position before you’re ready to put an offer on a house.”
“Inventory is low and demand is high, so talking with a mortgage lender is key. When looking for a home with your Realtor®, you don’t want to fall in love with a house you cannot afford,” said Hensel. “And with today’s competitive market, homes are selling in days, and most sellers aren’t willing to wait for you to talk to a lender before making an offer.”
Talking to a mortgage broker isn’t a commitment, it’s just an estimate on what you can afford, usually based on your assets, debt and income.
“While talking to a lender is not a guarantee, it is the beginning step to getting a mortgage,” Hensel added. “It should be one of the first things you do when house hunting.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
“If you are thinking of buying a home, it’s important to talk to a mortgage lender if you are looking to purchase a property using a mortgage,” said Fayette Board of REALTORS® President, Laurie Hensel. “Allowing your lender to examine your finances will give you the opportunity to see what you can afford with a monthly mortgage.”
It should be the first step in learning what you can spend and what price range you should be looking at for your home search. Talk with your Realtor® to determine the best range and where you should be looking for your house.
“You may hear people mentioning getting pre-qualified or pre-approved for a mortgage,” he/she said. “Many lenders use different terms, but it’s best to consult with your Realtor® and lender to ensure you’ve taken steps to put you in the best position before you’re ready to put an offer on a house.”
“Inventory is low and demand is high, so talking with a mortgage lender is key. When looking for a home with your Realtor®, you don’t want to fall in love with a house you cannot afford,” said Hensel. “And with today’s competitive market, homes are selling in days, and most sellers aren’t willing to wait for you to talk to a lender before making an offer.”
Talking to a mortgage broker isn’t a commitment, it’s just an estimate on what you can afford, usually based on your assets, debt and income.
“While talking to a lender is not a guarantee, it is the beginning step to getting a mortgage,” Hensel added. “It should be one of the first things you do when house hunting.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
July, 2020 - Look Outside Your Home for Home Improvement Projects
Fayette County – The first impression someone has of your home is what they see on the outside, and that’s why now is the time to make it shine.
“People often work on the inside of their homes and neglect the outside,” said Fayette Board of REALTORS® President Laurie Hensel. “However, the outside of your home leaves a lingering imprint on others. Since you spend more time indoors, it may feel more rewarding to remodel inside. But spending extra time and resources on the outside of your home can lead to long-lasting effects.”
Sometimes it can help if you look at your home from across the street and really view it as someone else. Does it make a good impression? Does it look well maintained? Some buyers make their decision based on what a home looks like when they first see it.
Many outdoor projects can be done yourself, such as basic landscaping, keeping the lawn mowed, pulling weeds and planting flowers. Other ways to keep the outside of your home looking fresh can include a new coat of paint on the front door or power washing the outside.
If you want to hire a professional, search online for inspiration so you know what look you’re aiming for. A landscaper can help you get your exterior looking how you want it, and you can take over after they start the initial project.
“You can really transform your home with a few changes,” said Hensel. “Even if you’re not planning to sell now, making changes now can pay off if you do decide to list.”
Even something simple, like a new mailbox, a fresh wreath or a fun doormat can make a big difference. New outdoor furniture may lead you to spending more time outdoors yourself.
“Lighting is another way to transform your home,” Hensel added. “Update your exterior lighting for a fresh look, it may even make you feel safer.
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
“People often work on the inside of their homes and neglect the outside,” said Fayette Board of REALTORS® President Laurie Hensel. “However, the outside of your home leaves a lingering imprint on others. Since you spend more time indoors, it may feel more rewarding to remodel inside. But spending extra time and resources on the outside of your home can lead to long-lasting effects.”
Sometimes it can help if you look at your home from across the street and really view it as someone else. Does it make a good impression? Does it look well maintained? Some buyers make their decision based on what a home looks like when they first see it.
Many outdoor projects can be done yourself, such as basic landscaping, keeping the lawn mowed, pulling weeds and planting flowers. Other ways to keep the outside of your home looking fresh can include a new coat of paint on the front door or power washing the outside.
If you want to hire a professional, search online for inspiration so you know what look you’re aiming for. A landscaper can help you get your exterior looking how you want it, and you can take over after they start the initial project.
“You can really transform your home with a few changes,” said Hensel. “Even if you’re not planning to sell now, making changes now can pay off if you do decide to list.”
Even something simple, like a new mailbox, a fresh wreath or a fun doormat can make a big difference. New outdoor furniture may lead you to spending more time outdoors yourself.
“Lighting is another way to transform your home,” Hensel added. “Update your exterior lighting for a fresh look, it may even make you feel safer.
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
June, 2020 - Staying Home? Now Is the Time for DIY Projects
Fayette County – As most of us continue to stay home to help combat the COVID-19 virus, why not use this free time to spruce up your home?
“With the warmer weather arriving, now is a great time to work on the outside of your home,” said Fayette Board of REALTORS® President Laurie Hensel. “First impressions can make or break a buyer’s decision. Approach your home as if you were an outsider. You may be used to chipping paint or an overgrown flower bed, but a buyer will spot it quickly and it may sour their opinion. Now is the time to take care of these little projects – before they become big ones.”
Even if you don’t plan to move within the next year or two, keeping up with these tasks can prevent needing to complete a long list of to-dos when you do decide to put your home on the market. Additionally, most home improvement stores are providing contactless pickup if you need outside resources.
Indoors, why not paint the trim in your living room, update a bathroom or replace some artwork on a wall? Some projects, like painting your kitchen cabinets, can make the room really shine. Take a look around and see what needs improvement.
“Now is a great time to let your creative juices flow,” said Hensel. “You’re most likely spending much more time in your home, what changes do you want to see?”
If you’re not ready to commit to any major changes, a deep spring cleaning is a great use of time. Get rid of clutter, clothes you don’t wear and toys collecting dust. You will be amazed at what you don’t need.
“Start your projects sooner rather than later,” Hensel added. “If you live with other people, make it a group affair, you may be surprised at the fun you end up having.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
“With the warmer weather arriving, now is a great time to work on the outside of your home,” said Fayette Board of REALTORS® President Laurie Hensel. “First impressions can make or break a buyer’s decision. Approach your home as if you were an outsider. You may be used to chipping paint or an overgrown flower bed, but a buyer will spot it quickly and it may sour their opinion. Now is the time to take care of these little projects – before they become big ones.”
Even if you don’t plan to move within the next year or two, keeping up with these tasks can prevent needing to complete a long list of to-dos when you do decide to put your home on the market. Additionally, most home improvement stores are providing contactless pickup if you need outside resources.
Indoors, why not paint the trim in your living room, update a bathroom or replace some artwork on a wall? Some projects, like painting your kitchen cabinets, can make the room really shine. Take a look around and see what needs improvement.
“Now is a great time to let your creative juices flow,” said Hensel. “You’re most likely spending much more time in your home, what changes do you want to see?”
If you’re not ready to commit to any major changes, a deep spring cleaning is a great use of time. Get rid of clutter, clothes you don’t wear and toys collecting dust. You will be amazed at what you don’t need.
“Start your projects sooner rather than later,” Hensel added. “If you live with other people, make it a group affair, you may be surprised at the fun you end up having.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
May, 2020 - Searching for a Home Using Online Tools
Fayette County – As communities across America and the world continue to adjust to new realities due to the coronavirus, potential homebuyers more and more are shifting to searching for a home online, a trend that began even prior to the pandemic. In fact, the National Association of Realtors® found that 44% of recent buyers said the first step that they took in the home buying process was to look online at properties for sale.
The Welcome Home survey, conducted for the Pennsylvania Association of Realtors®, found that recent Pennsylvania homebuyers who use online search sites prefer Zillow.com and Realtor.com® as their primary sources of information.
Online tools allow buyers to research available homes during a time that best meets their needs. These sites also provide a search of what’s for sale in the neighborhoods they’re interested in. Even though social distancing measures have been put in place in Pennsylvania communities, potential homebuyers are still actively searching for homes virtually.
Using a Realtor® in the homebuying process is critical to their success. “Many buyers today start the process online. Working with a Realtor® can help homebuyers prioritize their needs so they can refine their home search,” said Laurie Hensel, president of the Fayette Board of REALTORS®. “A Realtor® helps buyers focus on details like price, square footage, number of bedrooms, distance from work and other important factors.”
NAR found that 87% of recent homebuyers found their real estate agent a very useful information source.
Realtors® have also adjusted their businesses to help buyers and sellers during this difficult time, shifting to online activities, virtual tours, and more. A Realtor® can help a potential homebuyer navigate the buying process during this unique situation.
Homebuyers can search for a professional to work with on websites like PARealtors.org and realtor.com. Many of those sites, as well as Realtors®’ websites, provide biographies, specialties, years of experience and markets they work in.
“A Realtor® is an advocate, helping the buyers navigate this process,” Hensel said. “It’s important to have a Realtor® working for you to make sure all the necessary steps are taken to ensure you get to settlement.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
The Welcome Home survey, conducted for the Pennsylvania Association of Realtors®, found that recent Pennsylvania homebuyers who use online search sites prefer Zillow.com and Realtor.com® as their primary sources of information.
Online tools allow buyers to research available homes during a time that best meets their needs. These sites also provide a search of what’s for sale in the neighborhoods they’re interested in. Even though social distancing measures have been put in place in Pennsylvania communities, potential homebuyers are still actively searching for homes virtually.
Using a Realtor® in the homebuying process is critical to their success. “Many buyers today start the process online. Working with a Realtor® can help homebuyers prioritize their needs so they can refine their home search,” said Laurie Hensel, president of the Fayette Board of REALTORS®. “A Realtor® helps buyers focus on details like price, square footage, number of bedrooms, distance from work and other important factors.”
NAR found that 87% of recent homebuyers found their real estate agent a very useful information source.
Realtors® have also adjusted their businesses to help buyers and sellers during this difficult time, shifting to online activities, virtual tours, and more. A Realtor® can help a potential homebuyer navigate the buying process during this unique situation.
Homebuyers can search for a professional to work with on websites like PARealtors.org and realtor.com. Many of those sites, as well as Realtors®’ websites, provide biographies, specialties, years of experience and markets they work in.
“A Realtor® is an advocate, helping the buyers navigate this process,” Hensel said. “It’s important to have a Realtor® working for you to make sure all the necessary steps are taken to ensure you get to settlement.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
April, 2020 - April Marks Fair Housing Month
Fayette County – Every April, Realtors® reaffirm their continued commitment to fair and equitable treatment for everyone in search of a home. The federal Fair Housing Act recognizes that everyone should have the right to choose where they want to live and makes it illegal to discriminate in housing-related transactions based on seven protected classes: race, color, national origin, religion, sex, disability and familial status. The Pennsylvania Human Relations Act protects against housing discrimination in the commonwealth and includes two additional protected classes: age (over 40) and users and handlers or trainers of assistance animals for persons with disabilities.
“One of the traits that makes Realtors® different from other real estate agents is the National Association of Realtors® Code of Ethics,” said Fayette Board of REALTORS® President Laurie Hensel. “As Realtors®, we agree to follow the Code of Ethics, which outlines how we fairly and equally treat our clients.”
Understanding the rights afforded to everyone is important going through the homebuying process. Discrimination can occur with mortgage lenders and homeowners insurance when they treat someone different because of their race, color, national origin, religion, sex, disability or because they have children in their family. Homeowners insurance “redlining” is also a form of discrimination. It occurs when the homeowner is treated differently because of their race or national origin of the residents in the neighborhood where their home is located.
“To ensure you’re receiving fair treatment, seek prices and products from multiple companies,” said Hensel. “You’ll have several options and may end up saving money. Ask your friends, research companies online or call a housing counseling agency for a list of companies to talk with.”
“In the end, buying and selling a home are one of the most significant events in a person’s lifetime,” she added. “Owning a home helps build wealth and gives people a place to call ‘home.’ As Realtors®, we’re dedicated to helping people achieve their dream of owning a home.”
If consumers believe they have experienced a fair housing issue, they should contact the Pennsylvania Human Relations Commission at phrc.pa.gov.
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
“One of the traits that makes Realtors® different from other real estate agents is the National Association of Realtors® Code of Ethics,” said Fayette Board of REALTORS® President Laurie Hensel. “As Realtors®, we agree to follow the Code of Ethics, which outlines how we fairly and equally treat our clients.”
Understanding the rights afforded to everyone is important going through the homebuying process. Discrimination can occur with mortgage lenders and homeowners insurance when they treat someone different because of their race, color, national origin, religion, sex, disability or because they have children in their family. Homeowners insurance “redlining” is also a form of discrimination. It occurs when the homeowner is treated differently because of their race or national origin of the residents in the neighborhood where their home is located.
“To ensure you’re receiving fair treatment, seek prices and products from multiple companies,” said Hensel. “You’ll have several options and may end up saving money. Ask your friends, research companies online or call a housing counseling agency for a list of companies to talk with.”
“In the end, buying and selling a home are one of the most significant events in a person’s lifetime,” she added. “Owning a home helps build wealth and gives people a place to call ‘home.’ As Realtors®, we’re dedicated to helping people achieve their dream of owning a home.”
If consumers believe they have experienced a fair housing issue, they should contact the Pennsylvania Human Relations Commission at phrc.pa.gov.
The Fayette Board of REALTORS® is the voice for real estate in Fayette County.
March, 2020 - Getting your house ready to sell
Fayette County – You’ve finally decided it’s time to sell your home.
Whether you’re downsizing thanks to adult children moving out, or upsizing due to a growing family, first you must sell your current property. But where to begin?
“No matter how long you have lived in your current home, getting it ready to list on the market can be overwhelming,” said Fayette Board of REALTORS® President Laurie Hensel. “I always tell sellers to start on the outside, because that is the first thing buyers will see and first impressions generally have a huge influence on sellers’ reactions. If the outside of the house isn’t in tip-top shape, chances are the inside isn’t going to be significantly better.”
With spring around the corner, planting flowers can help brighten up a space, and a fresh coat of paint on the front door can make it look brand new. Keeping the yard trimmed and groomed is also an easy way to make things look tidy.
“Inside the home, I always advise to keep it as neutral as you can,” said Hensel. “Remove as many personal affects as possible, keep décor to a minimum and declutter. You want the house to speak for itself, and not have so many distractions.”
Keeping the home clean is important as well, which can be difficult for sellers still residing there. Try to keep floors swept and vacuumed and surfaces wiped down in between showings.
“In today’s market, many homes don’t sit on the market for long,” Hensel added. “Keeping your home looking its best will work to your advantage, and hopefully, it will sell, and you’ll be ready for your next property purchase. Trust in your Realtor® to help you stage your home and make it looks its best.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County
Whether you’re downsizing thanks to adult children moving out, or upsizing due to a growing family, first you must sell your current property. But where to begin?
“No matter how long you have lived in your current home, getting it ready to list on the market can be overwhelming,” said Fayette Board of REALTORS® President Laurie Hensel. “I always tell sellers to start on the outside, because that is the first thing buyers will see and first impressions generally have a huge influence on sellers’ reactions. If the outside of the house isn’t in tip-top shape, chances are the inside isn’t going to be significantly better.”
With spring around the corner, planting flowers can help brighten up a space, and a fresh coat of paint on the front door can make it look brand new. Keeping the yard trimmed and groomed is also an easy way to make things look tidy.
“Inside the home, I always advise to keep it as neutral as you can,” said Hensel. “Remove as many personal affects as possible, keep décor to a minimum and declutter. You want the house to speak for itself, and not have so many distractions.”
Keeping the home clean is important as well, which can be difficult for sellers still residing there. Try to keep floors swept and vacuumed and surfaces wiped down in between showings.
“In today’s market, many homes don’t sit on the market for long,” Hensel added. “Keeping your home looking its best will work to your advantage, and hopefully, it will sell, and you’ll be ready for your next property purchase. Trust in your Realtor® to help you stage your home and make it looks its best.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County
February, 2020 - Location is Key When Choosing a Home
Fayette County – Where a house is located is the top feature when Pennsylvania homebuyers choose their home, according to a recent Welcome Home survey conducted for the Pennsylvania Association of Realtors®.
“Thirty-seven percent of buyers said location was the primary reason they picked their house,” said Fayette Board of REALTORS® President Laurie Hensel. “Whether it’s being close to family or their job or they like a nearby park, location remains key.” Ten percent said the interior features were their deciding factor, followed by price and larger interior space.
Tight inventory conditions in many markets are continuing to have an effect on the homebuying process.
“Nearly 50% of buyers said they went from starting their home search to closing in less than 90 days,” Hensel said. “The inventory challenges create a very fast-moving market. Buyers need to be pre-approved for a mortgage and ready to make a decision in a short time once they find a home that meets their needs.”
New homebuyers noted that financing and selling a previous home are the issues that most commonly cause them anxiety in the transaction. Twenty-two percent of homebuyers found financing to be the most stress-inducing, while 16% said selling their previous home was the most worrisome. “Working with a Realtor® can help alleviate some of the concerns about the real estate transaction. They are a trusted advisor for consumers buying a home,” she noted.
More buyers noted that that physical issues with the property they bought were the largest source of stress in their homebuying experience.
“Buying a home that is a fixer-upper can be demanding,” Hensel said. “And some surveyed said the home they purchased passed inspections, but they found after closing that the home didn’t totally meet their needs, so repairs or improvements were required.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County
“Thirty-seven percent of buyers said location was the primary reason they picked their house,” said Fayette Board of REALTORS® President Laurie Hensel. “Whether it’s being close to family or their job or they like a nearby park, location remains key.” Ten percent said the interior features were their deciding factor, followed by price and larger interior space.
Tight inventory conditions in many markets are continuing to have an effect on the homebuying process.
“Nearly 50% of buyers said they went from starting their home search to closing in less than 90 days,” Hensel said. “The inventory challenges create a very fast-moving market. Buyers need to be pre-approved for a mortgage and ready to make a decision in a short time once they find a home that meets their needs.”
New homebuyers noted that financing and selling a previous home are the issues that most commonly cause them anxiety in the transaction. Twenty-two percent of homebuyers found financing to be the most stress-inducing, while 16% said selling their previous home was the most worrisome. “Working with a Realtor® can help alleviate some of the concerns about the real estate transaction. They are a trusted advisor for consumers buying a home,” she noted.
More buyers noted that that physical issues with the property they bought were the largest source of stress in their homebuying experience.
“Buying a home that is a fixer-upper can be demanding,” Hensel said. “And some surveyed said the home they purchased passed inspections, but they found after closing that the home didn’t totally meet their needs, so repairs or improvements were required.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County
January, 2020 - DIY vs. Professionals
Fayette County – When do you try to fix an issue in your home and when do you call a professional?
Free tutorials online may lead you to believe you can fix truly anything in your home, but that’s not always the case. Checking online first for a solution isn’t a bad idea, as there are times that an inexpensive piece can repair that running toilet. But when it comes to more advanced solutions, it may be best to call in a professional.
“Technology has made so many of us think we can DIY anything,” said Fayette Board of REALTORS President Laurie Hensel. “We see it all the time on television, but it’s not always the case. I always tell clients to call in a professional for anything electrical, major plumbing, HVAC installation, foundation work or additions.”
Projects that many homeowners can tackle to increase the value of their home include decluttering every room in the house, deep cleaning the carpet and giving the walls a fresh, neutral coat of paint.
Attempting to DIY a larger project could end up being costlier than just calling a pro, studies have found.
“Between the wasted supplies, the loss of your time and effort and then paying a professional to fix the problem, you may end up spending more than if you just hired someone in the first place,” Hensel added. “At the end of the day, there are plenty of home improvement projects you can do yourself, usually jobs like painting or updating a kitchen backsplash, but know your limits.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County
Free tutorials online may lead you to believe you can fix truly anything in your home, but that’s not always the case. Checking online first for a solution isn’t a bad idea, as there are times that an inexpensive piece can repair that running toilet. But when it comes to more advanced solutions, it may be best to call in a professional.
“Technology has made so many of us think we can DIY anything,” said Fayette Board of REALTORS President Laurie Hensel. “We see it all the time on television, but it’s not always the case. I always tell clients to call in a professional for anything electrical, major plumbing, HVAC installation, foundation work or additions.”
Projects that many homeowners can tackle to increase the value of their home include decluttering every room in the house, deep cleaning the carpet and giving the walls a fresh, neutral coat of paint.
Attempting to DIY a larger project could end up being costlier than just calling a pro, studies have found.
“Between the wasted supplies, the loss of your time and effort and then paying a professional to fix the problem, you may end up spending more than if you just hired someone in the first place,” Hensel added. “At the end of the day, there are plenty of home improvement projects you can do yourself, usually jobs like painting or updating a kitchen backsplash, but know your limits.”
The Fayette Board of REALTORS® is the voice for real estate in Fayette County
