November, 2023 - It's Time to Winterize Homes
Fayette County – Winter is quickly approaching, which means it’s time for homeowners to start winterizing their homes in preparation for Pennsylvania’s frosty temperatures and snowy weather.
“It’s a good idea to begin winterizing your home before cold weather hits,” said Fayette Board of REALTORS® President Joe DeClemente. “This will help save energy and avoid damage that may be caused by cold temperatures and winter storms before they happen.”
Homeowners should make sure they clean out their gutters before the first snowfall of the season to prevent water damage. It’s also a good idea to inspect roofs for leaks and replace or add insulation in the attic if necessary.
“Don’t forget to weatherproof your doors and windows, especially if you have older ones that aren’t energy-efficient,” DeClemente added. “Place weather stripping around the edges, apply caulk to seal gaps and consider adding window film to keep the drafts out. Door sweeps can help, too.”
It’s important for homeowners to keep the cold air out and the warm air in. Not only will this help keep them warm, but it helps save energy and avoid costly heating expenses.
Another task for the checklist? Clean chimneys and check HVAC systems. Dirty chimneys and faulty furnaces can pose dangerous fire as well as health hazards. Once checked, homeowners can stay warm and stay safe.
“It’s crucial that you remember to protect your pipes,” DeClemente advised. “When pipes freeze and burst, they can cause major problems, such as flooding, water damage and high repair costs.”
Homeowners should make sure they know the location of their main water shutoff so they can access it quickly in an emergency. They should also drain water from outdoor sprinklers and hoses and store them away. Covering pipes in a pipe wrap can also prevent them from freezing.
“It’s a good idea to begin winterizing your home before cold weather hits,” said Fayette Board of REALTORS® President Joe DeClemente. “This will help save energy and avoid damage that may be caused by cold temperatures and winter storms before they happen.”
Homeowners should make sure they clean out their gutters before the first snowfall of the season to prevent water damage. It’s also a good idea to inspect roofs for leaks and replace or add insulation in the attic if necessary.
“Don’t forget to weatherproof your doors and windows, especially if you have older ones that aren’t energy-efficient,” DeClemente added. “Place weather stripping around the edges, apply caulk to seal gaps and consider adding window film to keep the drafts out. Door sweeps can help, too.”
It’s important for homeowners to keep the cold air out and the warm air in. Not only will this help keep them warm, but it helps save energy and avoid costly heating expenses.
Another task for the checklist? Clean chimneys and check HVAC systems. Dirty chimneys and faulty furnaces can pose dangerous fire as well as health hazards. Once checked, homeowners can stay warm and stay safe.
“It’s crucial that you remember to protect your pipes,” DeClemente advised. “When pipes freeze and burst, they can cause major problems, such as flooding, water damage and high repair costs.”
Homeowners should make sure they know the location of their main water shutoff so they can access it quickly in an emergency. They should also drain water from outdoor sprinklers and hoses and store them away. Covering pipes in a pipe wrap can also prevent them from freezing.
October, 2023 - Selling a Home in the Fall
Fayette County – Along with dropping temperatures, the start of fall traditionally marks the end of peak home buying season. If you’re trying to sell your home in the cooler months, here are some tips for attracting buyers.
“Staging your home for the season will help attract buyers,” said Fayette Board of REALTORS® President Joseph DeClemente. “Instead of focusing on landscaping and bright colors, think about adding fall décor that will contribute to a cozy environment.”
Living spaces with throw pillows, blankets, rugs and warm lighting can aid in creating a fall ambiance that feels welcoming and fits the season. Other décor may include wreaths, pinecones, pumpkins, flowering mums and welcome mats.
“When it comes to décor, less is more when staging a home,” DeClemente said. “Keep it tasteful and minimal. Don’t overwhelm buyers with spaces crowded with decorations.”
An autumnal scent throughout the house can also be enticing to homebuyers. Burning a candle or setting out potpourri before a showing can create a relaxing atmosphere. Make sure to choose scents carefully and only stick to one. Overpowering smells can cause headaches and allergic reactions.
“It’s also important to complete fall maintenance tasks,” DeClemente added. “As the weather gets cooler, you want to make sure everything is clean and working properly before opening your home to buyers.”
Make sure to inspect the furnace and HVAC system to ensure a warm home. You should also clean up any landscaping, clean out gutters, rake leaves, sweep chimneys and tidy up inside and out.
Creating a warm, cozy and welcoming atmosphere will help potential buyers envision themselves in their future home.
“Staging your home for the season will help attract buyers,” said Fayette Board of REALTORS® President Joseph DeClemente. “Instead of focusing on landscaping and bright colors, think about adding fall décor that will contribute to a cozy environment.”
Living spaces with throw pillows, blankets, rugs and warm lighting can aid in creating a fall ambiance that feels welcoming and fits the season. Other décor may include wreaths, pinecones, pumpkins, flowering mums and welcome mats.
“When it comes to décor, less is more when staging a home,” DeClemente said. “Keep it tasteful and minimal. Don’t overwhelm buyers with spaces crowded with decorations.”
An autumnal scent throughout the house can also be enticing to homebuyers. Burning a candle or setting out potpourri before a showing can create a relaxing atmosphere. Make sure to choose scents carefully and only stick to one. Overpowering smells can cause headaches and allergic reactions.
“It’s also important to complete fall maintenance tasks,” DeClemente added. “As the weather gets cooler, you want to make sure everything is clean and working properly before opening your home to buyers.”
Make sure to inspect the furnace and HVAC system to ensure a warm home. You should also clean up any landscaping, clean out gutters, rake leaves, sweep chimneys and tidy up inside and out.
Creating a warm, cozy and welcoming atmosphere will help potential buyers envision themselves in their future home.
September, 2023 - Open House Safety Tips
Fayette County – Are you preparing your home for an open house? There are several precautions to take to ensure your safety and your home’s safety.
“One of the most common problems at open houses is theft,” said Fayette Board of REALTORS® President Joe DeClemente. “With many people wandering around the house freely, there’s plenty of room for thieves disguised as homebuyers to steal your personal belongings.”
Make sure to put away any valuable and potentially dangerous items in a secure place. This includes jewelry, money, prescription drugs, alcohol, artwork, weapons, small electronics, personal and identifying documents, keys, heirlooms and sentimental items.
“Open house thieves are quick to steal small, valuable and easily accessible items,” DeClemente said. “It’s crucial that you secure anything you wouldn’t want to go missing.”
“Other precautions should be taken as well,” said DeClemente. “It’s important to lock all doors except for the door that visitors will use. Security cameras may also be implemented for further safety and surveillance.”
Limiting entry to the house will help stop potential criminals from sneaking out of other doors with valuables. Security cameras inside and outside can deter them from stealing and catch them if they do.
“It’s also important to secure any pets,” he added. “Pets should be removed from the home during the open house to avoid theft, injury, allergies, distractions and other issues.”
Once you’ve secured your home, you’re ready to host a safe and productive open house.
“One of the most common problems at open houses is theft,” said Fayette Board of REALTORS® President Joe DeClemente. “With many people wandering around the house freely, there’s plenty of room for thieves disguised as homebuyers to steal your personal belongings.”
Make sure to put away any valuable and potentially dangerous items in a secure place. This includes jewelry, money, prescription drugs, alcohol, artwork, weapons, small electronics, personal and identifying documents, keys, heirlooms and sentimental items.
“Open house thieves are quick to steal small, valuable and easily accessible items,” DeClemente said. “It’s crucial that you secure anything you wouldn’t want to go missing.”
“Other precautions should be taken as well,” said DeClemente. “It’s important to lock all doors except for the door that visitors will use. Security cameras may also be implemented for further safety and surveillance.”
Limiting entry to the house will help stop potential criminals from sneaking out of other doors with valuables. Security cameras inside and outside can deter them from stealing and catch them if they do.
“It’s also important to secure any pets,” he added. “Pets should be removed from the home during the open house to avoid theft, injury, allergies, distractions and other issues.”
Once you’ve secured your home, you’re ready to host a safe and productive open house.
June, 2023 - How to Keep Your Home Safe When Traveling
Fayette County – Preparing to go on vacation usually means making a to-do list of what to pack and what plans to make in advance.
But don’t forget to make arrangements for your house when you are gone. People with nefarious plans could be watching properties in your community and notice the lack of activity when residents go on vacation. There are ways to make it less obvious that you are out of town.
“First do not post on social media that you are going out of town or currently out of town,” said Fayette Board of REALTORS® President Joe DeClemente. “Even if you have your settings on private, you still don’t completely know who is looking at what you are posting. By sharing snaps when packing for your trip or posting pictures of you lounging on the beach, you are advertising that your home is vacant.”
In the summertime, many people leave their back or side doors unlocked for easy access. Additionally, windows are often left unlocked so residents can quickly open and shut them. Before leaving for any extended period of time, ensure everything is locked. This is also a good practice of daily life.
A growing pile of mail or a stack of newspapers in the driveway is another glaring indication that no one is home. Either cancel the services for the time you will be away or ask a neighbor to collect anything that comes in daily.
“Having timed inside and outdoor lights can make it look like you are home,” said DeClemente. “If it’s in the budget to add this extra level of security, it’s another way to deter criminals.”
Many people hide extra keys around their property in case they are locked out. If you are traveling, it is highly recommended to remove these. Without anyone home, a lurker has plenty of time to search your property for those hidden keys.
“Don’t forget to make sure garages, sheds and any cars left behind are locked. Protect your house by going the extra distance,” added DeClemente.
But don’t forget to make arrangements for your house when you are gone. People with nefarious plans could be watching properties in your community and notice the lack of activity when residents go on vacation. There are ways to make it less obvious that you are out of town.
“First do not post on social media that you are going out of town or currently out of town,” said Fayette Board of REALTORS® President Joe DeClemente. “Even if you have your settings on private, you still don’t completely know who is looking at what you are posting. By sharing snaps when packing for your trip or posting pictures of you lounging on the beach, you are advertising that your home is vacant.”
In the summertime, many people leave their back or side doors unlocked for easy access. Additionally, windows are often left unlocked so residents can quickly open and shut them. Before leaving for any extended period of time, ensure everything is locked. This is also a good practice of daily life.
A growing pile of mail or a stack of newspapers in the driveway is another glaring indication that no one is home. Either cancel the services for the time you will be away or ask a neighbor to collect anything that comes in daily.
“Having timed inside and outdoor lights can make it look like you are home,” said DeClemente. “If it’s in the budget to add this extra level of security, it’s another way to deter criminals.”
Many people hide extra keys around their property in case they are locked out. If you are traveling, it is highly recommended to remove these. Without anyone home, a lurker has plenty of time to search your property for those hidden keys.
“Don’t forget to make sure garages, sheds and any cars left behind are locked. Protect your house by going the extra distance,” added DeClemente.
May 2023 - Finding the Best Mortgage Rate
Fayette County – Interested in buying a home, but feeling hesitant due to higher mortgage rates? There are ways to get the best one.
Most of the ways to get a lower rate happen before you start home shopping. So, take these steps now to ensure that you get a lower rate.
“One of the top things you can do to get a lower mortgage rate is to better your credit score,” said Fayette Board of REALTORS® President Joe DeClemente. “In order to do that, work on paying off any credit card debt, along with any other debt tied to your name. However, don’t dip into your down payment fund to pay off debts; having a larger down payment helps you pay less interest on your mortgage loan over the long run.”
Many lenders require purchasing private mortgage insurance if you put down less than 20%, which is something to keep in mind.
Your debt-to-income ratio is also an important factor in your mortgage rate. The lower your debt-to-income ratio is, generally, the more attractive you are to a lender.
“Have information about your income and employment for the past two years at least,” said DeClemente. “Mortgage lenders need to see that you can afford the monthly payments.”
When you’re ready to meet with a mortgage lender, shop around. Ask your Realtor® for recommendations on what lenders could best fit your budget. You are not obligated to choose the first one who gives you a rate.
“Don’t forget to factor in closing costs when you’re thinking about the mortgage. It’s typically an additional 2% to 5% of your home’s cost,” added DeClemente.
Most of the ways to get a lower rate happen before you start home shopping. So, take these steps now to ensure that you get a lower rate.
“One of the top things you can do to get a lower mortgage rate is to better your credit score,” said Fayette Board of REALTORS® President Joe DeClemente. “In order to do that, work on paying off any credit card debt, along with any other debt tied to your name. However, don’t dip into your down payment fund to pay off debts; having a larger down payment helps you pay less interest on your mortgage loan over the long run.”
Many lenders require purchasing private mortgage insurance if you put down less than 20%, which is something to keep in mind.
Your debt-to-income ratio is also an important factor in your mortgage rate. The lower your debt-to-income ratio is, generally, the more attractive you are to a lender.
“Have information about your income and employment for the past two years at least,” said DeClemente. “Mortgage lenders need to see that you can afford the monthly payments.”
When you’re ready to meet with a mortgage lender, shop around. Ask your Realtor® for recommendations on what lenders could best fit your budget. You are not obligated to choose the first one who gives you a rate.
“Don’t forget to factor in closing costs when you’re thinking about the mortgage. It’s typically an additional 2% to 5% of your home’s cost,” added DeClemente.
April, 2023 - April Is Fair Housing Month
Fayette County – April marks the start of Fair Housing Month, which commemorates the 55th anniversary of the passage of the Fair Housing Act.
Every year, Realtors® vow to continue to commit to helping each and every person looking to achieve the goal of owning or renting a property.
The federal Fair Housing Act states that everyone should have the right to choose where they want to live and makes it illegal to discriminate in housing-related transactions based on seven protected classes: race, color, national origin, religion, sex, disability and familial status. Additionally, the Pennsylvania Human Relations Act protects against housing discrimination in the commonwealth and includes two additional protected classes: age (over 40) and users, handlers or trainers of assistance animals for persons with disabilities.
“Everyone searching for housing deserves to be treated fairly and equally,” said Fayette Board of Realtors® President Joseph DeClemente. “As Realtors®, in addition to adhering to the Fair Housing Act, we agree to follow the National Association of Realtors®’ Code of Ethics. By committing to the code, we are promising to not discriminate against anyone who is looking for housing.”
When going through the homebuying process, discrimination can come at any step, from looking to get pre-approved for a mortgage to signing up for homeowners’ insurance after closing. How do you know if you have been discriminated against? Seek opinions from different professionals.
“By looking at different options, you could see if a specific company or person is treating you differently,” said DeClemente. “You can also reach out to friends and family for recommendations.”
“Realtors® are here to guide consumers to make one of the biggest purchases of their lives,” he added. “We are dedicated to helping people achieve the American dream of homeownership.”
If consumers believe they have experienced a fair housing issue, they should contact the Pennsylvania Human Relations Commission at phrc.pa.gov.
The Fayette Board of Realtors® is the Voice of Real Estate in Fayette County
Every year, Realtors® vow to continue to commit to helping each and every person looking to achieve the goal of owning or renting a property.
The federal Fair Housing Act states that everyone should have the right to choose where they want to live and makes it illegal to discriminate in housing-related transactions based on seven protected classes: race, color, national origin, religion, sex, disability and familial status. Additionally, the Pennsylvania Human Relations Act protects against housing discrimination in the commonwealth and includes two additional protected classes: age (over 40) and users, handlers or trainers of assistance animals for persons with disabilities.
“Everyone searching for housing deserves to be treated fairly and equally,” said Fayette Board of Realtors® President Joseph DeClemente. “As Realtors®, in addition to adhering to the Fair Housing Act, we agree to follow the National Association of Realtors®’ Code of Ethics. By committing to the code, we are promising to not discriminate against anyone who is looking for housing.”
When going through the homebuying process, discrimination can come at any step, from looking to get pre-approved for a mortgage to signing up for homeowners’ insurance after closing. How do you know if you have been discriminated against? Seek opinions from different professionals.
“By looking at different options, you could see if a specific company or person is treating you differently,” said DeClemente. “You can also reach out to friends and family for recommendations.”
“Realtors® are here to guide consumers to make one of the biggest purchases of their lives,” he added. “We are dedicated to helping people achieve the American dream of homeownership.”
If consumers believe they have experienced a fair housing issue, they should contact the Pennsylvania Human Relations Commission at phrc.pa.gov.
The Fayette Board of Realtors® is the Voice of Real Estate in Fayette County
February, 2023 - How to find a Realtor®
Fayette County – Whether you are buying or selling a home, or both, your Realtor® is one of the most important people in the transaction.
How do you pick someone to help you with such a huge decision? You can reach out to family and friends and ask for recommendations. Many Realtors® get their business via referrals. If someone you trust had a good experience with an agent, you can reach out to chat with them.
“Interview a few Realtors®,” said Fayette Board of REALTORS® President Joe DeClemente. “Remember they are working for you. You are not obliged to go with the first one you meet. Wait until you find someone you really click with, someone you feel who understands you and what you want.”
Many agents specialize in the types of buyers and sellers they work with as well, whether that is first-time homebuyers, retirees or military relocation.
“If you are looking to move somewhere you don’t know anyone, check out local reviews online, such as on realtor.com®,” he said. “You can also ask local agents if they have any contacts in your new location, they could set you up with another agent.”
Working with your Realtor® can help you get the best price for your home, through their staging, proper pricing and marketing strategies. For buyers, a Realtor® can help you find a home that fits your desires and help you make the best offer.
“Finding a Realtor® is one of the first steps in buying and selling,” he added. “That agent will be there to guide you step-by-step through the process, so make sure you are comfortable with who you are working with.”
The Fayette Board of REALTORS® is the Voice of Real Estate in Fayette County
How do you pick someone to help you with such a huge decision? You can reach out to family and friends and ask for recommendations. Many Realtors® get their business via referrals. If someone you trust had a good experience with an agent, you can reach out to chat with them.
“Interview a few Realtors®,” said Fayette Board of REALTORS® President Joe DeClemente. “Remember they are working for you. You are not obliged to go with the first one you meet. Wait until you find someone you really click with, someone you feel who understands you and what you want.”
Many agents specialize in the types of buyers and sellers they work with as well, whether that is first-time homebuyers, retirees or military relocation.
“If you are looking to move somewhere you don’t know anyone, check out local reviews online, such as on realtor.com®,” he said. “You can also ask local agents if they have any contacts in your new location, they could set you up with another agent.”
Working with your Realtor® can help you get the best price for your home, through their staging, proper pricing and marketing strategies. For buyers, a Realtor® can help you find a home that fits your desires and help you make the best offer.
“Finding a Realtor® is one of the first steps in buying and selling,” he added. “That agent will be there to guide you step-by-step through the process, so make sure you are comfortable with who you are working with.”
The Fayette Board of REALTORS® is the Voice of Real Estate in Fayette County
Jaunary, 2023 - Staging Your Home
Fayette County – You’ve made the big decision to list your home.
Getting your home ready for photos and showings should be a top priority. But where to begin? The first thing homebuyers will see is the outside of your home and that makes a big impression. Make sure the yard is tidy, the shrubs are trimmed and any plants are well-maintained. A fresh coat of paint on the front door or shutters can make your house shine.
“Indoors, clutter is the top thing to get rid of. Start packing early by removing things that you don’t use daily,” said Fayette Board of REALTORS® President Lisa Myers. “Take down any personal articles, like photographs. You want buyers to be able to imagine themselves in your home and that can be difficult when it is filled with so many of your items.”
Most buyers’ priorities are the kitchen, living area and primary bedroom. Focus on keeping these rooms the most staged. They should be deep cleaned, have minimal décor and use as much neutral color as possible.
“Now is also the time to take care of any repairs you have been putting off,” she said. “A leaky faucet may seem like a minor annoyance to you, but it could turn some buyers completely off.”
For both pictures and showings, try to make the rooms as bright as possible. Wash windows, open curtains and shades and keep lights on. This can make the house seem bigger and more welcoming.
“Staging a home can help your property move more quickly off of the market and sell for the best price,” she added. “Your Realtor® can help guide you with more specific tips unique to your home.”
The Fayette Board of REALTORS® is the Voice of Real Estate in Fayette County
Getting your home ready for photos and showings should be a top priority. But where to begin? The first thing homebuyers will see is the outside of your home and that makes a big impression. Make sure the yard is tidy, the shrubs are trimmed and any plants are well-maintained. A fresh coat of paint on the front door or shutters can make your house shine.
“Indoors, clutter is the top thing to get rid of. Start packing early by removing things that you don’t use daily,” said Fayette Board of REALTORS® President Lisa Myers. “Take down any personal articles, like photographs. You want buyers to be able to imagine themselves in your home and that can be difficult when it is filled with so many of your items.”
Most buyers’ priorities are the kitchen, living area and primary bedroom. Focus on keeping these rooms the most staged. They should be deep cleaned, have minimal décor and use as much neutral color as possible.
“Now is also the time to take care of any repairs you have been putting off,” she said. “A leaky faucet may seem like a minor annoyance to you, but it could turn some buyers completely off.”
For both pictures and showings, try to make the rooms as bright as possible. Wash windows, open curtains and shades and keep lights on. This can make the house seem bigger and more welcoming.
“Staging a home can help your property move more quickly off of the market and sell for the best price,” she added. “Your Realtor® can help guide you with more specific tips unique to your home.”
The Fayette Board of REALTORS® is the Voice of Real Estate in Fayette County
December, 2022 - Safety during open houses
Fayette County – Hosting an open house is a great way to allow multiple people to view your home at once.
Working with your Realtor® to determine when to host an open house can ensure that you get the most eyes on it. However, there are risks that come with having unknown people in your home.
“Lock up or remove all of your valuables, such as jewelry, cash and laptops,” said Fayette Board of REALTORS® President Lisa Myers. “Many people also don’t think of hiding medications, but those are some of the most-stolen items from homes.”
Don’t leave any kind of personal information out either. Bank statements, bills, passports and photos should all be taken out of the home or locked up. Access to your identity can be an easy target for a thief.
“If you have pets, leave them with a friend or family member,” she said. “Even if you are confident your pet would not harm anyone, not everyone likes pets and your pet may react differently with an influx of people coming in and out.”
If you are hosting your open house in the winter months, make sure to keep a clear sidewalk and driveway.
“Keep a bag of salt handy,” she added. “You don’t want a potential buyer to slip and fall. It wouldn’t be the best first impression.”
The Fayette Board of REALTORS® is the Voice of Real Estate in Fayette County
Working with your Realtor® to determine when to host an open house can ensure that you get the most eyes on it. However, there are risks that come with having unknown people in your home.
“Lock up or remove all of your valuables, such as jewelry, cash and laptops,” said Fayette Board of REALTORS® President Lisa Myers. “Many people also don’t think of hiding medications, but those are some of the most-stolen items from homes.”
Don’t leave any kind of personal information out either. Bank statements, bills, passports and photos should all be taken out of the home or locked up. Access to your identity can be an easy target for a thief.
“If you have pets, leave them with a friend or family member,” she said. “Even if you are confident your pet would not harm anyone, not everyone likes pets and your pet may react differently with an influx of people coming in and out.”
If you are hosting your open house in the winter months, make sure to keep a clear sidewalk and driveway.
“Keep a bag of salt handy,” she added. “You don’t want a potential buyer to slip and fall. It wouldn’t be the best first impression.”
The Fayette Board of REALTORS® is the Voice of Real Estate in Fayette County
November, 2022 - Preparing your home for winter
Fayette County – As the days get shorter and the temperatures drop, it’s not only time to prepare yourself for winter, but your home.
Take a walk around your property and determine what needs to be repaired before colder weather comes in. Do your gutters need to be cleaned? Does your roof or chimney need repairs? Are there branches drooping from trees that may be weighed down with ice soon? Now is also the time to store your porch furniture and lawn mower until spring.
“Inside, consider hiring a professional to inspect your heating system,” said Fayette Board of REALTORS® President Lisa Myers. “They will make sure it is in good shape and doesn’t need any repairs. It’s important to do this before the temperatures plummet. You don’t want to find out then that your heating system has a problem.”
Check your windows, baseboards and doors for any gaps. These gaps can let in cool air and let out your heat. They can be easily caulked or sealed.
“This is also a good time to check your smoke detectors and fire alarms,” she said. “Test the batteries and ensure they are working properly.”
Basements and attics may also have exposed pipes, which are at more risk to freeze. Pipe insulation can ensure that they stay warmer and you don’t have to deal with frozen pipes.
“Consumers also often forget to switch their ceiling fans with the seasons,” she added. “Warm air rises and by switching fans can help distribute that throughout the home.”
The Fayette Board of REALTORS® is the voice of real estate in Fayette County
Take a walk around your property and determine what needs to be repaired before colder weather comes in. Do your gutters need to be cleaned? Does your roof or chimney need repairs? Are there branches drooping from trees that may be weighed down with ice soon? Now is also the time to store your porch furniture and lawn mower until spring.
“Inside, consider hiring a professional to inspect your heating system,” said Fayette Board of REALTORS® President Lisa Myers. “They will make sure it is in good shape and doesn’t need any repairs. It’s important to do this before the temperatures plummet. You don’t want to find out then that your heating system has a problem.”
Check your windows, baseboards and doors for any gaps. These gaps can let in cool air and let out your heat. They can be easily caulked or sealed.
“This is also a good time to check your smoke detectors and fire alarms,” she said. “Test the batteries and ensure they are working properly.”
Basements and attics may also have exposed pipes, which are at more risk to freeze. Pipe insulation can ensure that they stay warmer and you don’t have to deal with frozen pipes.
“Consumers also often forget to switch their ceiling fans with the seasons,” she added. “Warm air rises and by switching fans can help distribute that throughout the home.”
The Fayette Board of REALTORS® is the voice of real estate in Fayette County
October, 2022 - Staging Your Home
Fayette County – You’ve made the big decision to list your home.
Getting your home ready for photos and showings should be a top priority. But where to begin? The first thing homebuyers will see is the outside of your home and that makes a big impression. Make sure the yard is tidy, the shrubs are trimmed and any plants are well-maintained. A fresh coat of paint on the front door or shutters can make your house shine.
“Indoors, clutter is the top thing to get rid of. Start packing early by removing things that you don’t use daily,” said Fayette Board of REALTORS® President Lisa Myers. “Take down any personal articles, like photographs. You want buyers to be able to imagine themselves in your home and that can be difficult when it is filled with so many of your items.”
Most buyers’ priorities are the kitchen, living area and primary bedroom. Focus on keeping these rooms the most staged. They should be deep cleaned, have minimal décor and use as much neutral color as possible.
“Now is also the time to take care of any repairs you have been putting off,” she said. “A leaky faucet may seem like a minor annoyance to you, but it could turn some buyers completely off.”
For both pictures and showings, try to make the rooms as bright as possible. Wash windows, open curtains and shades and keep lights on. This can make the house seem bigger and more welcoming.
“Staging a home can help your property move more quickly off of the market and sell for the best price,” she added. “Your Realtor® can help guide you with more specific tips unique to your home.”
The Fayette Board of REALTORS® is the Voice of Real Estate in Fayette County
Getting your home ready for photos and showings should be a top priority. But where to begin? The first thing homebuyers will see is the outside of your home and that makes a big impression. Make sure the yard is tidy, the shrubs are trimmed and any plants are well-maintained. A fresh coat of paint on the front door or shutters can make your house shine.
“Indoors, clutter is the top thing to get rid of. Start packing early by removing things that you don’t use daily,” said Fayette Board of REALTORS® President Lisa Myers. “Take down any personal articles, like photographs. You want buyers to be able to imagine themselves in your home and that can be difficult when it is filled with so many of your items.”
Most buyers’ priorities are the kitchen, living area and primary bedroom. Focus on keeping these rooms the most staged. They should be deep cleaned, have minimal décor and use as much neutral color as possible.
“Now is also the time to take care of any repairs you have been putting off,” she said. “A leaky faucet may seem like a minor annoyance to you, but it could turn some buyers completely off.”
For both pictures and showings, try to make the rooms as bright as possible. Wash windows, open curtains and shades and keep lights on. This can make the house seem bigger and more welcoming.
“Staging a home can help your property move more quickly off of the market and sell for the best price,” she added. “Your Realtor® can help guide you with more specific tips unique to your home.”
The Fayette Board of REALTORS® is the Voice of Real Estate in Fayette County
September, 2022 - Confused About the Homebuying Process?
Fayette County – Buying a home is considered the American dream for many.
However, the process can be overwhelming. Where do you begin? The first thing you want to do is find a Realtor® who is right for you. Ask friends and family for recommendations and interview several to find who works best for your needs.
If you need a mortgage for your purchase, you will need to find out what you can afford. If you need recommendations for a mortgage lender, ask your Realtor®. A lender can give you a mortgage pre-approval or prequalification. A prequalification estimates how much you can afford, while a pre-approval is more official; the lender will check your finances and history. Ask your real estate professional what is best for you at this stage, although every buyer will need a pre-approval eventually.
“In addition to mortgage payments, when considering your homebuying budget, you should remember to calculate in closing costs, moving expenses and any home projects you want to complete in your budget,” said Fayette Board of REALTORS® President Lisa Myers. “As the buyer, you’ll also be responsible for paying for inspections and appraisals.”
Once you are approved for a mortgage, the house hunting can begin. Prioritize what is important, whether it is location, size, parking, community or green space. There most likely will be things you must compromise on, so talk to your Realtor® about what is the most essential to you.
Once you find the house of your dreams, it is time to make an offer. If the seller accepts your offer, it’s time to submit your formal application for a mortgage to your lender. Once that is approved, you and your Realtor® should schedule a home inspection, while your mortgage lender will schedule an appraisal.
Once those steps are complete, you move forward toward closing, where you will sign the documents, hand over the down payment and other closing costs. Then, you get the keys to your new home.
“Buying a home is exciting,’ she added. “Your Realtor® will be by your side the whole time, guiding you through the process.”
The Fayette Board of REALTORS® is the Voice of Real Estate in Fayette County
However, the process can be overwhelming. Where do you begin? The first thing you want to do is find a Realtor® who is right for you. Ask friends and family for recommendations and interview several to find who works best for your needs.
If you need a mortgage for your purchase, you will need to find out what you can afford. If you need recommendations for a mortgage lender, ask your Realtor®. A lender can give you a mortgage pre-approval or prequalification. A prequalification estimates how much you can afford, while a pre-approval is more official; the lender will check your finances and history. Ask your real estate professional what is best for you at this stage, although every buyer will need a pre-approval eventually.
“In addition to mortgage payments, when considering your homebuying budget, you should remember to calculate in closing costs, moving expenses and any home projects you want to complete in your budget,” said Fayette Board of REALTORS® President Lisa Myers. “As the buyer, you’ll also be responsible for paying for inspections and appraisals.”
Once you are approved for a mortgage, the house hunting can begin. Prioritize what is important, whether it is location, size, parking, community or green space. There most likely will be things you must compromise on, so talk to your Realtor® about what is the most essential to you.
Once you find the house of your dreams, it is time to make an offer. If the seller accepts your offer, it’s time to submit your formal application for a mortgage to your lender. Once that is approved, you and your Realtor® should schedule a home inspection, while your mortgage lender will schedule an appraisal.
Once those steps are complete, you move forward toward closing, where you will sign the documents, hand over the down payment and other closing costs. Then, you get the keys to your new home.
“Buying a home is exciting,’ she added. “Your Realtor® will be by your side the whole time, guiding you through the process.”
The Fayette Board of REALTORS® is the Voice of Real Estate in Fayette County
August, 2022 - Is it time to downsize?
Fayette County – Are you feeling overwhelmed by having “too much house” to maintain and keep up with repairs?
It may be time to downsize. While many feel emotionally attached to their home, it may be too much space to continue to reside in comfortably. Downsizing can allow you to relocate or remain in the same area while having much less to maintain. It also gives you the opportunity to buy another home or choose to rent.
Some homeowners prefer to downsize when their children move out of the home, while others prefer to be empty nesters for a few years before moving on.
“Your Realtor® can help you assess the market and determine when to list your home,” said Fayette Board of REALTORS® President Lisa Myers. “Your agent can also recommend where to downsize to, whether that is remaining in the community or relocating.”
With lower-than-usual inventory, it is important to have a plan in place for where you will go after you sell your home.
“Downsizing is an emotional decision for anyone,” she added. “However, many owners who downsize find they are much happier with less space and feel more rejuvenated with more time on their hands.”
Fayette Board of REALTORS® is the Voice of Real Estate in Fayette County
It may be time to downsize. While many feel emotionally attached to their home, it may be too much space to continue to reside in comfortably. Downsizing can allow you to relocate or remain in the same area while having much less to maintain. It also gives you the opportunity to buy another home or choose to rent.
Some homeowners prefer to downsize when their children move out of the home, while others prefer to be empty nesters for a few years before moving on.
“Your Realtor® can help you assess the market and determine when to list your home,” said Fayette Board of REALTORS® President Lisa Myers. “Your agent can also recommend where to downsize to, whether that is remaining in the community or relocating.”
With lower-than-usual inventory, it is important to have a plan in place for where you will go after you sell your home.
“Downsizing is an emotional decision for anyone,” she added. “However, many owners who downsize find they are much happier with less space and feel more rejuvenated with more time on their hands.”
Fayette Board of REALTORS® is the Voice of Real Estate in Fayette County
July, 2022 - Preparing your home to sell
Fayette County – Are you ready to put your home on the market?
Whether you are looking for something bigger, downsizing or relocating, if you are getting ready to list your house, there are a few things you can do before working with your Realtor® to get your home prepared. First, clean up any clutter around your home and give it a deep cleaning. Take care of any small repairs or projects, whether it’s fixing a leaky faucet or painting a bathroom. It’s easier to complete these tasks before you’re in the midst of selling.
Check the outside of your home for curb appeal. Remember that’s the first impression buyers will have when viewing in your home. Make sure the yard is taken care of and any maintenance is completed. Adding a fresh coat of paint to the front door can brighten the appearance too.
“Your Realtor® will have knowledge of the local market and will be able to help you accurately price your home,” said Fayette Board of REALTORS® President Lisa Myers. “Just because your neighbor’s home sold for a certain amount or a website posts a price for your home doesn’t mean that is the best price to list it at.”
In today’s market, most homes are moving quicky off the market and there is lower-than-normal inventory. Make sure you have a plan as to where you will live after your house sells, whether it is to buy another home immediately, rent or temporarily move in with friends or family.
“Selling your home is a big decision,” she added. “Working with the right Realtor® can help make it as seamless as a transition as possible.”
The Fayette Board of REALTORS® is the Voice of Real Estate in Fayette County
Whether you are looking for something bigger, downsizing or relocating, if you are getting ready to list your house, there are a few things you can do before working with your Realtor® to get your home prepared. First, clean up any clutter around your home and give it a deep cleaning. Take care of any small repairs or projects, whether it’s fixing a leaky faucet or painting a bathroom. It’s easier to complete these tasks before you’re in the midst of selling.
Check the outside of your home for curb appeal. Remember that’s the first impression buyers will have when viewing in your home. Make sure the yard is taken care of and any maintenance is completed. Adding a fresh coat of paint to the front door can brighten the appearance too.
“Your Realtor® will have knowledge of the local market and will be able to help you accurately price your home,” said Fayette Board of REALTORS® President Lisa Myers. “Just because your neighbor’s home sold for a certain amount or a website posts a price for your home doesn’t mean that is the best price to list it at.”
In today’s market, most homes are moving quicky off the market and there is lower-than-normal inventory. Make sure you have a plan as to where you will live after your house sells, whether it is to buy another home immediately, rent or temporarily move in with friends or family.
“Selling your home is a big decision,” she added. “Working with the right Realtor® can help make it as seamless as a transition as possible.”
The Fayette Board of REALTORS® is the Voice of Real Estate in Fayette County